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The 401jk (just kidding) meme is a satirical punch in the gut in the face of the concept of retirement and also the 401k. The 401k total holdings are valued at around $12 trillion USD and it is the most popular retirement savings plan in the US. As time passes forevermore true retirement, or as we like to call it real freedom will only become much harder and harder for people to attain.  Through meme fueled laser focus and cyperphunk ideology the 401jK meme retirement fund token and community aim to point out the absurdities of how rigged our current system is, and how only insiders and those with power are starting the benefit from the increased centralization of cryptocurrency.........while also aiming to flip the $12 trillion USD 401k system to achieve freedom before our backs and knees are breaking.

401jK

$401JK is trending as community members rally around its anti-establishment narrative, viewing it as a movement against traditional retirement systems. Buoyed by a strong and active community, the coin's mission is to challenge the status quo. Discussions revolve around its potential for significant growth and staking opportunities.

Alchemy Pay

ACH is trending with community members discussing its potential and expressing frustration over its price action. Some point to upcoming catalysts like new partnerships and the potential launch of Alchemy Chain. Others speculate on buyout or merger possibilities, while many are focused on short-term price movements and potential gains.

eXoZymes, Inc. is a development stage synthetic biochemical company. Its synthetic biology platform would enable the scalable exploration of many molecules and properties found in nature. The company was founded by Tyler Korman and Paul Opgenorth in April 2019 and is headquartered in Monrovia, NV.

eXoZymes Inc.

eXoZymes ($EXOZ) is trending due to its advancements in cell-free biomanufacturing, particularly the 100-fold scale-up of NCT production with impressive efficiency. The community is focused on the potential of NCT in the nutraceutical and pharmaceutical markets, especially its role alongside GLP-1 drugs and in addressing liver health. Discussions also highlight the company's AI-driven approach and partnerships, positioning eXoZymes as a leader in sustainable biomanufacturing.

Orca is the most user-friendly DEX on Solana.  Orca is one of the first general-purpose AMMs launched on Solana. Users can swap assets, provide liquidity, and earn yield through an easy-to-use interface. Projects can use Orca as a money-lego to easily integrate swapping, farming, or on-chain data into their dApp.  Orca strives to provide easy and effective financial tools for everyone, bringing DeFi to the masses.

Orca

Orca ($ORCA) is trending due to an explosive price surge following a $36M Upbit exchange hack, which triggered a short squeeze as traders aggressively shorted the token. Community members are actively discussing entry points and potential short-term gains, while also pointing to the project's ecosystem growth and accessibility improvements as bullish catalysts. Recent ecosystem developments like MetaMask integration and potential buybacks may be contributing to positive sentiment.

Litecoin is a peer-to-peer cryptocurrency created by Charlie Lee. It was created based on the Bitcoin protocol but differs in terms of the hashing algorithm used. Litecoin uses the memory intensive Scrypt proof of work mining algorithm. Scrypt allows consumer-grade hardware such as GPU to mine those coins.  Why Litecoin? Litecoin is a cryptocurrency that has evolved from Bitcoin after its own popularity in the industry, this alternative, or ‘altcoin’ has emerged to allow investors to diversify their digital currency package, according to Investopedia. Litecoin is one of the most prominent altcoins and was created by former Google employee and Director of Engineering at Coinbase, Charlie Lee. Litecoin was the first to alter Bitcoin and the most significant difference is that it takes 2.5 minutes for Litecoin to generate a block, or transaction, in comparison to Bitcoin's 10 minutes.  ‘While this matters little to traders, miners who use hardware to run Bitcoin's network cannot switch over to Litecoin. This keeps bigger mining conglomerates away from Litecoin because they cannot easily optimize their profits by swapping to another coin, contributing to a more decentralized experience. Litecoin also has bigger blocks, and more coins in circulation, making it more affordable and swift when transacting,’ Investopedia explained.  As explained above, Litecoin can transact a lot faster than Bitcoin, but there are also a number of other characteristics that investors need to know before trading. Litecoin can handle higher volumes of transactions because of the capability of transacting faster and if Bitcoin attempted to transact on the scale of its altcoin, a code update would be needed. However, Litecoin’s blocks would be larger, but with more ‘orphaned blocks'. The faster block time of litecoin reduces the risk of double spending attacks - this is theoretical in the case of both networks having the same hashing power.  Litecoin Technical Details: The transaction confirmation time taken for Litecoin is about 2.5 minutes on average (as compared to Bitcoin's 10 minutes). The Litecoin network is scheduled to cap at 84 million currency units.   Litecoin has inspired many other popular alternative currencies (eg. Dogecoin) because of its Scrypt hashing algorithm in order to prevent ASIC miners from mining those coins. However it is said that by the end of this year, Scrypt ASIC will enter the mass market.

Litecoin

Litecoin is trending as the community anticipates a breakout, referencing bullish chart patterns and a potential surge towards $110. Discussions include long-term potential, historical price comparisons, and its role as 'digital silver' in the crypto market, while some traders express frustration with recent price action and volatility.

Ligand Pharmaceuticals, Inc. is a biopharmaceutical company, which engages in the development and acquisition of technologies that help pharmaceutical companies to discover and develop medicines. Its products include evomela, IV voriconazole, duavee, viviant/conbriza, nexterone, and noxafil-IV. The company was founded by Ronald M. Evans in 1987 and is headquartered in Jupiter, FL.

Ligand Pharmaceuticals, Inc. - Ordinary Shares - Class B

Ligand Pharmaceuticals ($LGND) is trending due to recent analyst target price raises and positive ratings, highlighting an improved growth outlook. Community discussion points to potential pipeline valuation debates and upcoming catalysts, including key PDUFA dates and trial data releases. The stock's royalty-based business model and diversified biopharma strategy are also attracting attention.

Destiny Tech100, Inc. operates as a non-diversified, closed-end management investment company. The company was founded on November 18, 2020 and is headquartered in Austin, TX.

Destiny Tech100 Inc

DESTINY TECH 100 INC

DESTINY TECH 100 INC is trending due to speculation surrounding a potential SpaceX IPO and DXYZ's significant holdings in the company, driving investor interest. The community is actively debating the fund's valuation relative to its net asset value and comparing it to other SpaceX investment options like EchoStar. Discussions also include DXYZ's other private tech holdings, such as OpenAI, and their potential impact on the stock's price.

Mastercard, Inc. is a technology company, which engages in the provision of payment solutions for the development and implementation of credit, debit, prepaid, commercial, and payment programs through its brands including Mastercard, Maestro, and Cirrus. It also offers cyber and intelligence solutions. The company was founded in November 1966 and is headquartered in Purchase, NY.

Mastercard Incorporated - Ordinary Shares - Class A

Mastercard Inc

Mastercard is trending due to news around stablecoins and blockchain, with community members weighing the potential disruption to traditional payment networks. Some analysts highlight the company's proactive approach and investments in these areas, while others suggest the stock may be oversold. Bullish community members see any dip as a buying opportunity, citing Mastercard's strong fundamentals and historical performance.

Sui is an innovative layer-1 blockchain platform crafted to meet the demands of global adoption, providing a secure, robust, and scalable development environment. Rooted in a unique object-centric data model and fortified by the trusted Move programming language, Sui is engineered to tackle the inefficiencies found in current blockchain frameworks.  In addition to its solid technical underpinnings, Sui places a strong emphasis on user experience, aiming to remove common barriers encountered in blockchain interactions. Through groundbreaking features such as zkLogin, sponsored transactions, and programmable transaction blocks, Sui sets a new standard for user accessibility and friendliness within Web3 applications.  Unique elements of Sui Sui’s innovative architecture ensures swift transactions with stable fees and high throughput through horizontal scaling. Its object-oriented design offers deep composability for developers, enabling tailored object types with network-wide compatibility. This revolutionizes asset and protocol collaboration, fostering product innovation.  The platform's object-oriented approach dramatically improves transaction processing, enabling parallel execution and faster completion times. Additionally, unique consensus requirements expedite transaction finalization while maintaining stability. Sui prioritizes overcoming Web3 adoption barriers, offering native tools like zkLogin and sponsored transactions for wallet onboarding and fee management.  Move integration into Sui's data model combines innovation with security, mitigating common exploits found in smart contract languages. This empowers developers and users with a secure and intuitive platform, accelerating the evolution of Web3 applications.  About the Sui token The SUI token serves four primary functions within the Sui ecosystem: Proof-of-stake participation - Sui implements a delegated proof-of-stake mechanism, rewarding honest behavior by validators and SUI token holders who stake with them. Gas fee payments - SUI tokens cover gas fees for executing transactions and storing data onchain. Application utility - SUI is a versatile asset, integral to various applications within Sui’s ecosystem, including decentralized exchanges, lending platforms, gaming, and more. Governance - The SUI token empowers holders to participate in on-chain voting on significant matters like protocol upgrades and platform changes, shaping the future of Sui.  Additionally, the Sui storage fund ensures fair compensation for validators by distributing stake rewards over time and covering storage costs for previously stored on-chain data. This tokenomic strategy promotes indefinite data storage while maintaining fair compensation for validators, fostering long-term sustainability.

SUI is trending as the community discusses its potential for institutional adoption and its underlying technology, including the Move language. Comparisons are being drawn to other Layer 1 solutions like Keeta, with community members debating the merits of each. Catalysts mentioned include potential ETF approvals and increased transaction volume.

Aquestive Therapeutics, Inc. engages in the identifying, developing, and commercializing differentiated products to address unmet medical needs and to solve patients’ therapeutic problems. Its product pipeline include Libervant, AQST-108, AQST-305, Suboxone and Zuplenz. The company was founded in January 2004 and is headquartered in Warren, NJ.

Aquestive Therapeutics Inc

Aquestive Therapeutics is trending as investors discuss the potential approval of Anaphylm, a needle-free epinephrine film, with the PDUFA date approaching at the end of January. Community talking points revolve around comparing Anaphylm to existing treatments like EpiPen and Neffy, as well as speculating on the likelihood of approval and potential buyout scenarios. Some investors are closely monitoring short interest and recent institutional activity for signals about the FDA's decision.

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Niu Technologies (NASDAQ:NIU) Stock Rating Upgraded by Wall Street Zen

Wall Street Zen upgraded shares of Niu Technologies from a "hold" rating to a "buy" rating in a research report on Saturday...

Connor Clark & Lunn Investment Management Ltd. Acquires 131,453 Shares of Niu Technologies $NIU

Connor Clark & Lunn Investment Management Ltd. increased its holdings in shares of Niu Technologies (NASDAQ:NIU - Free Report) by 56.4% in the 2nd quarter, according to its most recent disclosure...

Electric two-wheeler maker Niu Technologies (NIU) reported strong sales growth in China for the second quarter of 2025 but continued to see declines in international markets.The company sold 350,090 units in the second quarter of 2025, representing a 37% increase from the same period last year, driven by strong sales in China, which the company attributed to upgrades in existing models and a more favorable product mix.&nbsp;During the “618 Shopping Festival”, the second-largest shopping event in China that takes place on June 18, the company said its high-end models topped rankings on major e-commerce platforms, including Alibaba's Tmall, JD.com, and Douyin (the local name for TikTok).Sales outside China, however, continued to face pressure. Despite launching new electric motorcycle models and expanding its distribution network, international volumes dropped as the company cited a "complex and uncertain" market environment.For the first half of 2025, Niu's deliveries increased by 44% from the same period a year earlier, reaching 553,403 units.<img src="https://news.stocktwits-cdn.com/l8z_KC_niu_gains_ground_in_china_but_international_sales_slip_png_ec117a6560.webp" alt="l8zKC-niu-gains-ground-in-china-but-international-sales-slip.png">Niu added that these sales figures reflect shipments from its factory and may not directly match revenue or financial performance, which also depends on accessories, parts, and services.On Stocktwits, sentiment for&nbsp;<a href="https://stocktwits.com/symbol/NIU">NIU stock</a> turned less bearish late Sunday, although message volume decreased slightly following the Q2 deliveries update.The small-cap company has been a surprise standout performer among auto stocks trading on U.S. exchanges this year, with gains of over 87%, outpacing heavyweights such as Tesla, GM, Ford, and even local sector peers like Xpeng and BYD.For updates and corrections, email newsroom[at]stocktwits[dot]com.

A Niu Electric licensing experience store is being seen in Shanghai, China, on August 12, 2024. (Photo by Costfoto/NurPhoto via Getty Images)

Niu's China Sales Soar On Local Shopping Festival Boost, But International Growth Remains Weak 

During the “618 Shopping Festival”, the second-largest shopping event in China, the company said its high-end models topped rankings on major e-commerce platforms.

Equity

During the “618 Shopping Festival”, the second-largest shopping event in China, the company said its high-end models topped rankings on major e-commerce platforms.


Halfway through 2025, the scoreboard for auto stocks listed in the U.S. is clear: Chinese players are dominating, and American automakers are scrambling to catch up.The backdrop? A chaotic first half, punctuated by Donald Trump's return to the White House and a sweeping tariff blitz in April. U.S. automakers are still reeling from a 25% tariff on imported vehicles. While components received some leniency, and auto duties won't stack on top of steel and aluminum tariffs, it has done little to soothe investor nerves.Even with Trump offering lead time for domestic companies to reconfigure their supply chains, the top-performing auto stocks in the U.S. market this year include three Chinese names, despite Chinese EVs remaining effectively banned from the U.S. due to tariffs and national security concerns.Leading the pack:<ul style="list-style-type:circle;"><li><a href="https://stocktwits.com/symbol/NIU">Niu Technologies</a> (NIU): The electric scooter and e-bike&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/niu-xpev-stocks-outshine-tsla-rivn-lcid-in-2025/ch0Q3OqRbq3">firm</a> is up a staggering 87% in 2025. However, retail traders on Stocktwits have become cautious, with sentiment shifting from 'bullish' to 'bearish' over the past six months.</li><li><a href="https://stocktwits.com/symbol/XPEV">Xpeng</a> (XPEV): Shares of the Guangzhou-based EV maker have jumped more than 51% this year. XPeng has delivered 162,578 EVs in the first five months alone — a 293% year-over-year surge. Analysts at Goldman Sachs and Morgan Stanley are bullish, citing improved margins and strong AI integration. Stocktwits sentiment has turned 'neutral' from 'bearish' earlier in the year.</li><li><a href="https://stocktwits.com/symbol/BYDDF">BYD</a> (BYDDF, BYDDY): Dubbed the "Tesla killer," BYD shares are up over 37% YTD. Sales are climbing in both China and Europe, and the company recently revealed tech that claims to charge an EV in under five minutes. Still, industry associations and analysts warn that its ongoing price war could fuel "vicious competition" in China. Retail traders remain ‘bearish’ on the stock as they did six months ago.</li></ul><figure class="image"><img style="aspect-ratio:2400/1240;" src="https://news.stocktwits-cdn.com/koyfin_20250701_093700497_png_5d47e19d7f.webp" alt="koyfin_20250701_093700497.png" width="2400" height="1240"><figcaption>Chart courtesy: Koyfin</figcaption></figure>&nbsp;Also in the green:<ul style="list-style-type:circle;"><li><a href="https://stocktwits.com/symbol/RACE">Ferrari</a> (RACE): The luxury automaker ranks fourth, with a 16.4% rise YTD, powered by strong earnings and resilient demand for customization. Even with Trump's 25% tariffs on foreign autos, Ferrari's well-heeled customer base remains&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/ferrari-adjusts-pricing-to-counter-trump-tariffs/chJ35UCRbEr">unfazed</a>. Analysts even view it as a "safe haven" amid macro uncertainty.</li><li><a href="https://stocktwits.com/symbol/F">Ford</a> (F): The lone Detroit "Big Three" survivor in positive territory, Ford is up nearly 10% YTD. Its relatively minimal exposure to import tariffs and improving monthly U.S. sales (including EVs) have helped it stay ahead of the pack among American automakers.</li></ul>&nbsp;In the red:<ul style="list-style-type:circle;"><li><a href="https://stocktwits.com/symbol/GM">General Motors</a> (GM): Down 7% YTD, despite major U.S. investment&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/gm-to-boost-us-production-by-300k-units-with-new-investment/chlLyAHRRGo">plans</a>.</li><li><a href="https://stocktwits.com/symbol/STLA">Stellantis</a> (STLA): Off over 20% with a leadership&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/jefferies-upgrades-stellantis-to-buy-citing-ceo-filosa-s-fast-start-and-fixable-challenges/chmJb3dRR3l">shakeup</a>, production woes, and tariff exposure dragging it down.</li><li><a href="https://stocktwits.com/symbol/TSLA">Tesla</a> (TSLA): Down 21%, even as it pushes hard on&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/tesla-robotaxi-driving-toward-profitability-says-elon-musk/chmZagRRReH">robotaxis</a> and AI.</li><li><a href="https://stocktwits.com/symbol/LCID">Lucid</a> (LCID): Down 30%.</li><li><a href="https://stocktwits.com/symbol/RIVN">Rivian</a> (RIVN): Barely hanging on in positive territory, up just over 3%.</li></ul>For U.S. auto stocks, the second half of 2025 may hinge on whether they can outmaneuver trade headwinds and stop Chinese competitors from lapping them again.For updates and corrections, email newsroom[at]stocktwits[dot]com.

Brand new unregistered BYD electric cars are displayed for sale outside a BYD dealership, on June 2, 2025 in Bristol, England. (Photo by Anna Barclay/Getty Images)

Chinese Auto Stocks Are Crushing US Rivals As 2025 Hits The Halfway Mark

Small-cap player Niu, “Tesla killer” BYD and Xpeng have offered way better returns than Ford, GM or Tesla amid a chaotic six-month period punctuated by President Trump’s tariff blitz.

Tesla, Rivian and Lucid may dominate headlines in the U.S. electric vehicle space, but two Chinese players have emerged as the surprise EV stars of 2025, delivering standout returns and catching the eye of retail investors.While Rivian (RIVN) is up 19% year-to-date, Tesla (TSLA) and Lucid (LCID) have posted losses of about 15% and 12%, respectively.&nbsp;In contrast, Niu Technologies (NIU) has more than doubled, and XPeng Inc. (XPEV) has surged 77%.The Breakout PlayersBeijing-based Niu Technologies specializes in urban mobility solutions, including electric scooters, motorcycles, kick-scooters, and e-bikes. Guangzhou-based XPeng manufactures smart EVs such as the G3 SUV and P7 sports sedan.Retail interest has soared: message volume for NIU and XPEV has more than doubled on Stocktwits over the past month, with sentiment meters closing out on ‘bullish’ levels over the past few sessions.&nbsp;Strong first-quarter earnings have only reinforced the optimism.Niu<figure class="image"><img style="aspect-ratio:1312/1340;" src="https://news.stocktwits-cdn.com/NIU_stock_YTD_chart_with_sentiment_meter_and_message_volume_as_of_May_22_png_63bd8ef2c7.webp" alt="NIU stock YTD chart with sentiment meter and message volume as of May 22.png" width="1312" height="1340"><figcaption>NIU stock YTD chart with sentiment meter and message volume as of May 22. | source: Stocktwits</figcaption></figure>In the first quarter of 2025, Niu sold 203,000 units, marking a 57.4% year-over-year (YoY) jump. Sales in China rose 66%, and overseas sales grew 6.4%. Total revenue reached 682 million yuan ($94.6 million), a 35% increase from a year earlier.The company also expanded aggressively, opening 384 new stores, with half in Tier 3 and Tier 4 Chinese cities.However, Niu noted pressures in the form of an inventory glut in Europe and changing U.S. tariff policies.With a market valuation of just over $251 million, the small-cap company expects to regain profitability in the second half of 2025 in the U.S. through price hikes and by taking advantage of the temporary 10% tariff window between America and China.One bullish user on NIU’s stream said they would “buy more” of the stock, citing narrowing losses, increasing revenue and great future projections.<stembedurl>https://stocktwits.com/Scholarengineer/message/615344722</stembedurl>XPeng&nbsp;<figure class="image"><img style="aspect-ratio:1316/1526;" src="https://news.stocktwits-cdn.com/XPEV_stock_YTD_chart_with_sentiment_meter_and_message_volume_as_of_May_22_png_36a6baffa9.webp" alt="XPEV stock YTD chart with sentiment meter and message volume as of May 22.png" width="1316" height="1526"><figcaption>XPEV stock YTD chart with sentiment meter and message volume as of May 22. | source: Stocktwits</figcaption></figure>XPeng’s Q1&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/xpeng-reports-upbeat-q1-earnings/ch0ed7fRbYh">revenue</a> more than doubled to 15.81 billion yuan, and losses narrowed. The company expects Q2 deliveries between 102,000 to 108,000 units — a YoY growth range of 238% to 258%.The company said it had made "significant improvements" in cost reduction, and vehicle gross margin increased for seven consecutive quarters.Bernstein analysts cited strong performance from higher-priced models like the new G7, the upgraded P7, and a new full-electric vehicle. Still, they noted that XPeng’s success would depend on sustained demand for its premium offerings."Looks like lots of people are trading this as opposed to investing. I'm holding anyway, the 6 month chart looks very bullish," said one bullish user on XPEV's stream.<stembedurl>https://stocktwits.com/Scholarengineer/message/615344722</stembedurl>Market Outlook&nbsp;According to a Dow Jones Newswires&nbsp;<a target="_blank" rel="noopener noreferrer nofollow" href="https://www.tradingview.com/news/DJN_DN20250520010889:0/">report</a>, HSBC Global Research expects China’s EV demand to remain strong in May and June, driven by new models, refreshed supply, and price discounts.&nbsp;Budget models like XPeng’s Mona 03 are gaining traction, but the firm warns that industry profits may remain under pressure due to pricing challenges.The brokerage prefers EV makers with "strong new car cycles, such as Geely and XPeng.”Wall Street Pulse<a href="https://stocktwits.com/symbol/NIU">NIU stock</a> trades at a 25% discount to the average price target of $4.53. Of the four analysts covering the stock, three rate it a 'Buy,' and one rates it a 'Hold.'<a href="https://stocktwits.com/symbol/XPEV">XPEV stock</a> trades at a 23% discount to the average target of $25.26. Among 29 analysts, 21 give it a 'Buy' or 'Strong Buy,' seven say 'Hold,' and just one recommends 'Sell.'For updates and corrections, email newsroom[at]stocktwits[dot]com.

Forget Tesla, Rivian, Lucid: These 2 Chinese Stocks Are 2025's Surprise EV Leaders — And Retail Loves Them

While American EV darlings are stumbling, XPeng and Niu Technologies are gaining momentum, and retail investors are noticing.

These 2 Chinese EV Stocks Are Outshining Tesla, Rivian And Lucid In 2025

While American EV darlings are stumbling, XPeng and Niu Technologies are gaining momentum, and retail investors are noticing.


Niu Technologies is a holding company, which engages in the provision of urban mobility solutions. It is involved in the design, manufacture, and sale of electric bicycles and motorcycles. Its product portfolio includes electric scooters and motorcycles, electric kick-scooters, and e-bikes. The company was founded by Wei Hua He, Yi Nan Li, Yi Lin Hu, Nelson Joseph, Cheng Dong Liu, and Yi Bong Zhang in September 2014 and is headquartered in Beijing, China.

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