Latest Earnings Results: Q2 '26
Estimated EPS
$0.44
Reported EPS
$0.33
Surprise
-25.84%
Estimated Rev
$155.89M
Reported Rev
$145.17M
Surprise
-6.88%
• Reported GAAP EPS of $0.22 up 128.21% YoY • Reported revenue of $86.17M down -14.04% YoY
Bullish Takeaway
OppFi Inc. delivered significant net income growth and completed a strategic corporate simplification, while pursuing a merger with BNCCORP, Inc. to transition into a bank holding company for improved funding.
Bearish Takeaway
OppFi Inc. faced declining net originations and rising net charge-offs as a percentage of revenue, alongside continued structural risks from ongoing regulatory and legal challenges regarding its bank partnership model.
Generated by Stocktwits using AI and company-reported earnings data for Q2 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q3 '26 | $0.47 | -- | -- | N/A |
Q2 '26 | $0.44 | $0.33 | -25.84% | MISSED |
Q1 '26 | $0.33 | $0.35 | 6.87% | BEAT |
Q4 '25 | $0.28 | $0.30 | 6.19% | BEAT |
Q3 '25 | $0.32 | $0.46 | 43.75% | BEAT |