• Reported GAAP EPS of $0.89 up 15.58% YoY • Reported revenue of $117.32M up 5.10% YoY
Bullish
Peoples Bancorp achieved increased Q4 2025 net income and diluted EPS, improved key asset quality metrics, and grew non-interest income by $1.4 million, or 5%, driven by diverse revenue streams.
Bearish
Peoples Bancorp saw net interest income and margin decline, increased provision for credit losses, and faces significant competitive pressures from financial and non-financial institutions.