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The 401jK (just kidding) meme is a satirical punch in the gut in the face of the concept of retirement and the popular US based 401(k) retirement plan and other pension plans around the world  Through the meme fueled humor, irony, satire &amp; inspiration from cypherpunk ideology, real life data, and current events... the 401jK community aims to comment on the fact that global markets are heavily manipulated for selfish purposes by the same people who control these pension funds... while also aiming to twist the heads of the 401k and global pension systems.  It is a retirement plan that seeks to make social, political, economic commentary fueled by the memes and dreams of the hive mind of the community that makes up 401jK  The rules have changed, and the game was always rigged.  It's time to wake up, adapt, rebel, and heal.  Welcome to 401jK

401jK

401JK is currently trending with strong community enthusiasm, driven by the launch of staking features that reinforce its "pure belief asset" narrative. Members are actively discussing the project as a revolutionary alternative to traditional retirement plans, symbolizing a movement to empower retail investors. This highly engaged community, often comparing itself to past market movements, emphasizes conviction and the goal of early financial freedom.

Litecoin is a peer-to-peer cryptocurrency created by Charlie Lee. It was created based on the Bitcoin protocol but differs in terms of the hashing algorithm used. Litecoin uses the memory intensive Scrypt proof of work mining algorithm. Scrypt allows consumer-grade hardware such as GPU to mine those coins.  Why Litecoin? Litecoin is a cryptocurrency that has evolved from Bitcoin after its own popularity in the industry, this alternative, or ‘altcoin’ has emerged to allow investors to diversify their digital currency package, according to Investopedia. Litecoin is one of the most prominent altcoins and was created by former Google employee and Director of Engineering at Coinbase, Charlie Lee. Litecoin was the first to alter Bitcoin and the most significant difference is that it takes 2.5 minutes for Litecoin to generate a block, or transaction, in comparison to Bitcoin's 10 minutes.  ‘While this matters little to traders, miners who use hardware to run Bitcoin's network cannot switch over to Litecoin. This keeps bigger mining conglomerates away from Litecoin because they cannot easily optimize their profits by swapping to another coin, contributing to a more decentralized experience. Litecoin also has bigger blocks, and more coins in circulation, making it more affordable and swift when transacting,’ Investopedia explained.  As explained above, Litecoin can transact a lot faster than Bitcoin, but there are also a number of other characteristics that investors need to know before trading. Litecoin can handle higher volumes of transactions because of the capability of transacting faster and if Bitcoin attempted to transact on the scale of its altcoin, a code update would be needed. However, Litecoin’s blocks would be larger, but with more ‘orphaned blocks'. The faster block time of litecoin reduces the risk of double spending attacks - this is theoretical in the case of both networks having the same hashing power.  Litecoin Technical Details: The transaction confirmation time taken for Litecoin is about 2.5 minutes on average (as compared to Bitcoin's 10 minutes). The Litecoin network is scheduled to cap at 84 million currency units.   Litecoin has inspired many other popular alternative currencies (eg. Dogecoin) because of its Scrypt hashing algorithm in order to prevent ASIC miners from mining those coins. However it is said that by the end of this year, Scrypt ASIC will enter the mass market.

Litecoin

Litecoin is currently experiencing heightened community discussion, driven by strong bullish sentiment and predictions for significant long-term growth. Investors are actively debating its enduring role as "digital silver" within the crypto ecosystem, with many anticipating substantial future gains based on historical market cycles.

What is Amp?  Amp is described as the new digital collateral token offering instant, verifiable assurances for any kind of value transfer. Using Amp, networks like Flexa can quickly and irreversibly secure transactions for a wide variety of asset-related use cases.  How does Amp work?  Amp claims to offer a straightforward but versatile interface for verifiable collateralization through a system of collateral partitions and collateral managers. Where collateral partitions can be designated to collateralize any account, application, or even transaction, and carry balances which are directly verifiable on the Ethereum blockchain, collateral managers are smart contracts that can lock, release, and redirect collateral in these partitions as needed in order to support value transfer activities. Amp supports a wide variety of use cases for collateralization, and also introduces the concept of predefined partition strategies, which can enable special capabilities such as collateral models through which tokens can be staked without ever leaving their original address.

AMP Token

AMP is trending amidst an intense community debate, largely driven by persistent rumors of major partnerships with Mastercard and Walmart that could significantly expand Flexa's real-world crypto payment utility. Despite widespread frustration over its past performance and perceived market manipulation, a dedicated investor base maintains that AMP's existing merchant adoption and underlying technology position it as severely undervalued, especially with impending regulatory clarity from the "Clarity Act." This sentiment reflects a critical balance between immediate market skepticism and long-term conviction in its payment infrastructure.

Intelligent Bio Solutions, Inc. is a medical technology company, which engages in delivering testing solutions. It operates through the Intelligent Fingerprinting Products (IFPG) and Saliva Glucose Biosensor Platform (SGBP) segments. It offers biochemistry, immunology, tumor markers, hormones, and nucleic acid diagnostic modalities. The company was founded on December 5, 2016 and is headquartered in New York, NY.

Intelligent Bio Solutions Inc

Intelligent Bio Solutions (INBS) is experiencing high trading volume following news of a strategic manufacturing partnership with Syrma Johari, aimed at scaling production of its fingerprint drug screening reader for anticipated U.S. market entry. This has sparked intense community discussion, with many anticipating significant gains and potential for a short squeeze given the stock's low float, while others express caution regarding a recent offering and potential dilution.

Piggy Bank Token

PIGGY CRYPTO is trending due to its unique real-world utility in Korea's phone charging market, employing a "Charge-to-Earn" model, alongside a recent "A-grade" CertiK security audit. The community is buzzing with bullish sentiment, highlighting strong developer efforts, impactful AMAs, and strategic community collaborations, including notable involvement from a former SafeMoon figure. This has fueled discussions around its growth potential and unique reflection-based tokenomics.

Fidelity Wise Origin Bitcoin Fund - Fidelity Wise Origin Bitcoin Fund Beneficial Interest

Fidelity Wise Origin Bitcoin Fund

Fidelity Wise Origin Bitcoin Fund (FBTC) is experiencing varied sentiment as recent ETF outflows spark community debate over Bitcoin's immediate direction. While some investors are actively adding to long-term positions, especially within retirement accounts, others point to volatility and market dynamics, questioning whether current price movements indicate consolidation or further pressure. This ongoing discussion highlights a split between confidence in institutional adoption and concerns about market manipulation.

Breaking Bread is a pioneer in Solana meme token designed around a simple and transparent rewards system. With 0% tax on trades, every holder benefits directly from activity without hidden costs or penalties. The token automatically redistributes 100% of creator rewards from Pump.fun back to the community, ensuring fair participation for all holders. The project emphasizes consistency, trust, and community engagement, framing daily “breaking of bread” rewards as both a symbolic ritual and a practical way to sustain value for those who participate.

Breaking Bread

BRBR (Breaking Bread) is captivating the crypto community as a pioneering Solana token offering passive $SOL rewards to holders with zero transaction taxes. Discussions revolve around its innovative 'first of its kind' model, strong community commitment, and consistent chart performance, driving enthusiasm for its long-term potential.

Axsome Therapeutics, Inc. is a commercial-stage biopharmaceutical company, which engages in the development of novel therapies for the management of central nervous system disorders. Its portfolio consists of Products Overview and Pipeline Overview. The Products Overview includes Auvelity and Sunosi. The Pipeline Overview refers to AXS-05, AXS-07, AXS-12, and AXS-14. The company was founded by Herriot Tabuteau on January 12, 2012 and is headquartered in New York, NY.

Axsome Therapeutics Inc

Axsome Therapeutics is trending sharply higher following pivotal FDA updates, notably the priority review acceptance for AXS-05 in Alzheimer's disease agitation and positive feedback supporting a submission for AXS-12 in narcolepsy. This has ignited strong bullish sentiment and a surge in trading activity, with the community enthusiastically discussing the company's expanding pipeline and its potential in central nervous system therapeutics.

Cadrenal Therapeutics, Inc. is a clinical-stage biopharmaceutical company, which engages in developing novel therapy. It develops tecarfarin, a novel therapy with orphan drug indication, designed for the prevention of systemic thromboembolism of cardiac origin in patients with end-stage renal disease and atrial fibrillation. The company was founded by Quang X. Pham and Matthew K. Szot on January 25, 2022 and is headquartered in Ponte Vedra, FL.

Cadrenal Therapeutics Inc

Cadrenal Therapeutics, Inc.

Cadrenal Therapeutics (CVKD) is trending due to recent strategic moves, including pipeline expansion through acquisitions and manufacturing advancements for its lead anticoagulant candidate, Tecarfarin. The market is weighing the potential of these developments, including analyst-assigned price targets and FDA designations, against community concerns about cash burn, dilution, and the company's ability to fund pivotal Phase 3 trials. This creates a polarized discussion, highlighting the high-stakes nature of micro-cap biopharma investments.

iShares Bitcoin Trust ETF - iShares Bitcoin Trust Beneficial Interest

iShares Bitcoin ETF

The iShares Bitcoin ETF, IBIT, is a focal point of intense discussion, driven by a pending Bank of Japan rate decision that could influence Bitcoin's short-term price action, alongside a recent return of positive ETF inflows. Community sentiment is sharply divided between those anticipating a prolonged 'crypto winter' based on historical cycles and others highlighting sustained institutional accumulation and evolving market dynamics as key factors.

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Furniture company La-Z-Boy (LZB) on Tuesday reported higher-than-expected fourth-quarter revenue, driven by new store additions and strength in the North American market.Shares of the company gained nearly 1% in extended trading, and retail sentiment climbed higher.La-Z-Boy is known for its signature recliners and also offers a range of sofa and furniture items under the flagship brand, as well as Joybird, England Furniture, American Drew, and Kincaid.The company sells through retail and wholesale channels.Revenue rose 3% to $570.9 million in the quarter ended April 26, above the $557.4 million estimate from analysts polled by FactSet.Earnings per share were $0.92, down from $0.95 a year earlier, and below expectations of $0.93.Overall, revenue increased by 3% in fiscal 2025, while net income declined by 19%. La-Z-Boy sales declined in fiscal years 2023 and 2024.The company opened 11 new stores and acquired seven La-Z-Boy Furniture Galleries from franchisee partners in FY25.The furniture industry is facing a slowdown as inflation-weary consumers pull back on discretionary spending. Demand has also been pressured by a decline in new home sales in recent years, a key driver for the segment."We are controlling what we can control," CEO Melinda Whittington said.Whittington acknowledged "depressed housing fundamentals and growing macro uncertainty,” adding that "a strong balance sheet combined with an agile supply chain provides us a position of strength in the industry."On Stocktwits, retail sentiment was 'extremely bullish' as of late Tuesday, compared to 'bullish' the previous day,&nbsp;while 24-hour message volume surged by 1,100% — the most among consumer stocks.A user said they expect the stock to go up at least $40.<stembedurl>https://stocktwits.com/Babybuffett80/message/618231396</stembedurl><a href="https://stocktwits.com/symbol/LZB">La-Z-Boy shares</a> are down 11% year-to-date.For updates and corrections, email newsroom[at]stocktwits[dot]com.

Recliners on display at a La-Z-Boy store in La Mesa, California. (Photo by Jerod Harris/WireImage)

La-Z-Boy Beats Q4 Revenue Estimates On New Stores Despite Market Weakness: Retail Very Optimistic

The company is known for its signature recliners and also offers a range of sofa and furniture items.

Equity

The company is known for its signature recliners and also offers a range of sofa and furniture items.


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Comerica (CMA) shares fell 5% on Wednesday after the company missed the Wall Street estimate for fourth-quarter earnings.The lender reported an adjusted net earnings of $1.20 per share for the October to December quarter, compared with average analysts’ estimate of $1.26 per share, according to FinChat data.Its net interest income (NII) fell marginally to $575 million compared to last year.“Loans were pressured by paydowns in Commercial Real Estate, but we saw promising signals across other businesses that support our outlook for growth in 2025,” CEO Curtis C. Farmer said in a statement.The bank said that loans decreased $244 million to $50.6 billion sequentially during the fourth quarter, driven lower by a $225 million decline in Commercial Real Estate and a $132 million fall in Corporate Banking. These were partially offset by a $116 million increase in Energy loans.The Dallas-based company added that its deposits fell $549 million to $63.3 billion compared to the third quarter of 2024.<a href="https://stocktwits.com/symbol/CMA">Comerica</a>, which is also present in Canada and Mexico, said its provision for credit losses rose to $21 million from $14 million, sequentially.However, its net interest margin rose by 26 basis points to 3.06% compared to the third-quarter.Retail sentiment on Stocktwits remained in the ‘neutral’ (53/100) territory, while retail chatter rose to ‘ extremely high.’<figure class="image"><img style="aspect-ratio:816/195;" src="https://st-everywhere-cms-prod.s3.us-east-1.amazonaws.com/CMA_Jan_22_a5460d158c.JPG" alt="CMA’s Sentiment Meter and Message Volume as of 02:52 p.m. ET on Jan. 22, 2025 | Source: Stocktwits" width="816" height="195"><figcaption>CMA’s Sentiment Meter and Message Volume as of 02:52 p.m. ET on Jan. 22, 2025 | Source: Stocktwits</figcaption></figure>Last week, Wall Street’s major banks, including JP Morgan &amp; Chase, Wells Fargo, Bank of America, and Citigroup, all topped market expectations for quarterly profit.Over the past year, the stock has gained 20.3%.Also See: <a href="https://stocktwits.com/news-articles/markets/equity/3-m-stock-gains-after-flurry-of-price-target-hikes/chbe7RyR8W">3M Stock Gains After Flurry Of Price Target Hikes: Retail Continues To Be Jubilant</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

Comerica Bank building facade with blue signage and brick exterior, Walnut Creek, California, March 30, 2023. (Photo by Smith Collection/Gado/Getty Images)

Comerica Stock Drops On Q4 Earnings Miss, Retail Reaction Split

The lender reported an adjusted net earnings of $1.20 per share for the October to December quarter, compared with average analysts’ estimate of $1.26 per share, according to FinChat data.

Winnebago Industries Inc. (<a class="mention" data-mention="$WGO" data-symbol-id="WGO" href="https://stocktwits.com/symbol/WGO" target="_blank">$WGO</a>) shares fell over 7% at the open on Wednesday, poised for their worst day since October 2022 if losses hold, following a significant miss on quarterly profit estimates.&nbsp;For the fiscal fourth quarter, Winnebago reported a net loss of $29.1 million, or $1.01 per share, a sharp decline from a net income of $43.8 million, or $1.28 per share, during the same period last year.&nbsp;Adjusted earnings, which excluded non-recurring items such as a goodwill write-off related to its Chris-Craft business, dropped to $0.28 per share from $1.41, significantly missing the FactSet consensus estimate of $0.89.CEO Michael Happe blamed the company’s underperformance to sluggish retail demand and operational inefficiencies within the Winnebago brand.&nbsp;He noted that the RV industry is grappling with various challenges, including uncertain retail conditions, higher inventory carrying costs, and increased dealer hesitancy, leading to heightened promotional efforts.Following the disappointing earnings report, retail sentiment on Stocktwits turned ‘bearish’, accompanied by an ‘extremely high’ message volume.&nbsp;<stembedurl>https://stocktwits.com/nostic/message/589810371</stembedurl>Some investors seemed encouraged by better-than-expected revenue figures. The fiscal fourth-quarter revenue fell 6.5% to $720.9 million, but exceeded the FactSet consensus of $718.7 million, largely due to stronger-than-anticipated motorhome sales, which offset misses in towables and marine segments.Looking ahead, Winnebago projected adjusted earnings per share for fiscal 2025 in the range of $3.00 to $4.50, falling short of the current FactSet consensus of $5.30.&nbsp;However, the company expects revenue to be between $2.9 billion and $3.2 billion, aligning closely with expectations of $3.19 billion.Year-to-date, WGO stock has declined over 20%, as of last close, underperforming the S&amp;P 500 index, which has gained 22%.For updates and corrections email newsroom@stocktwits.com&nbsp;Read next: <a href="https://stocktwits.com/news-articles/markets/equity/anro-stock-crashes-premarket-after-drug-trial-fails/cJ2L0NwReH">Alto Neuroscience Stock Plummets Pre-Market After MDD Drug Trial Misses Primary Endpoint, Grabs Retail Attention</a>

Stronger-than-anticipated motorhome sales offset misses in towables and marine segments.

Winnebago’s Stock Set For Worst Day In 2 Years After Major Profit Miss: Retail Turns Bearish

CEO Michael Happe blamed the company’s underperformance to sluggish retail demand and operational inefficiencies within the Winnebago brand. 

Winnebago’s Stock Set For Worst Day In 2 Years After Big Profit Miss: Retail Turns Bearish

CEO Michael Happe blamed the company’s underperformance to sluggish retail demand and operational inefficiencies within the Winnebago brand. 


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