SLM SLM Corp.

Friday's double-digit losers after earnings reports $SLM and $BE came from the Bullish sentiment zone. The only double-digit gainer was industrial $EAF sporting a neutral sentiment of 48. The highest sentiment read of 69 for $SLB preceded its impressive 7% rise. The lowest sentiment read of 25 for $AXP preceded its fall of 4%.

$SLM Sallie Mae posted a Q3 loss of 0.19 dollars a share vs a 0.63 dollar profit a year ago, even with record originations of 3.4 billion dollars, up 15%. The swing is mostly one line. Gains on loan sales were 3.7 million dollars vs 136 million a year ago. Management skipped its final planned sale of the year, roughly 1 billion dollars of loans, because premiums came in below its minimum, and kept the loans to earn roughly 5% net interest margin over time instead. That choice is basically the guidance cut. Full-year EPS is now seen at 1.95 to 2.05 dollars, down from 3.10 to 3.20. The new Sixth Street deal, at least 1.5 billion dollars of forward flow a year, is meant to make that call easier next time.

$SLM Sallie Mae swings to Q3 loss, cuts 2026 EPS guide to $1.95–$2.05 from $3.10–$3.20. 🏢 Sallie Mae (SLM Corp) calls itself the leader in private student lending ✂️ Midpoint is ~37% lower; net charge-off guide rises to $400–420M from $365–385M ⚠️ At $21.8 (16:42 ET, Oct 22, 2026) SLM is worth ~$4.10B, ~10.9x the new guide midpoint 🔥 Q3 diluted loss of $0.19 a share vs. $0.63 profit a year ago 🏆 Other side: record $3.4B Q3 originations, up 15%, which the company says mainly drove the loss 📅 Next: Earnings call Oct. 22, 2026, 5:30 p.m. ET Source: SEC 8-K + 10-Q, Oct 22

$SLM Q3 '26 Earnings Results & Recap • Reported GAAP EPS of -$0.19 down -130.16% YoY • Reported revenue of $375.47M down -31.19% YoY • SLM Corporation estimates total restructuring expenses between $16M and $18M; most are cash charges for employee severance and other termination benefits, with substantially all charges expected by end of second quarter 2027.

$SLM Morgan Stanley upgraded Sallie Mae to Overweight from Equal-weight this morning, target up to 30 from 28. The firm said the setup's improving with shares lower on macro and credit worries. JPMorgan went the other way today, cutting its target to 22 from 25, Underweight kept. The gap sits on a cheap, bruised print. SLM trades around 6.5x trailing earnings, down about 12 percent in a month, and Q2 missed at 0.29 vs 0.46 expected. Full-year EPS guidance is still 3.10 to 3.20. Shares rose 4.1 percent Monday, last at 23.44.