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TLT is facing intense discussion amidst ongoing political pressures on the Federal Reserve, including probes into its leadership and potential rulings on trade tariffs. The community remains sharply divided, with some anticipating a bond rally due to future rate cuts and recessionary hedges, while others foresee continued yield increases driven by concerns over national debt and new geopolitical developments in Venezuela. This confluence of policy uncertainty and global events is keeping long-term Treasury bonds a key focus for investors.

KiboShib (KIBSHI) is the first AI-generated meme coin. On December 8th 2022, AI was tasked with creating a meme coin. It all started as a joke, but the idea which was proposed by the AI is so powerful that nobody could resist! The AI even suggested a logo design which later has been fed to the AI image generator. The age of AI is upon us, and KiboShib stands for exploring the capabilities of AI with a hopeful outlook.

KiboShib

KiboShib ($KIBSHI) is gaining significant attention as its community rallies around the narrative of it being the first AI-generated meme coin, positioning itself as the "dog of hope" and potential offspring of $DOGE and $SHIB. Investors are actively discussing its low market cap and comparing its growth potential to the early runs of established meme tokens, believing it offers a generational wealth opportunity within the AI and meme coin sector.

Cadrenal Therapeutics, Inc. is a clinical-stage biopharmaceutical company, which engages in developing novel therapy. It develops tecarfarin, a novel therapy with orphan drug indication, designed for the prevention of systemic thromboembolism of cardiac origin in patients with end-stage renal disease and atrial fibrillation. The company was founded by Quang X. Pham and Matthew K. Szot on January 25, 2022 and is headquartered in Ponte Vedra, FL.

Cadrenal Therapeutics Inc

Cadrenal Therapeutics, Inc.

Cadrenal Therapeutics is attracting significant attention following its pipeline expansion with the acquisition of VLX-1005 for heparin-induced thrombocytopenia and ongoing collaboration with Abbott for its Phase 3-ready anticoagulant, tecarfarin. Community discussion is vibrant, with many highlighting the ultra-low float and the potential for tecarfarin to modernize anticoagulation therapy for high-risk cardiovascular patients, while others voice concerns about recent offerings and the company's cash position.

Intercontinental Exchange, Inc. engages in the provision of market infrastructure, data services and technology solutions. It operates through the following segments: Exchanges, Fixed Income and Data Services, and Mortgage Technology. The Exchanges segment operates marketplace technology for the listing, trading, and clearing of derivatives contracts and financial securities, as well as data and connectivity services. The Fixed Income and Data Services segment provides fixed income pricing, reference data, indices, analytics, and execution services as well as global credit default swap, or CDS, clearing, and multi-asset class data delivery technology. The Mortgage Technology segment provides a technology platform that offers digital workflow tools to address inefficiencies and mitigate risks that exist in the US residential mortgage market lifecycle from application through closing, servicing, and the secondary market. The company was founded by Jeffrey C. Sprecher in 2000 and is headquartered in Atlanta, GA.

Intercontinental Exchange Inc

Intercontinental Exchange (ICE) is currently trending due to strategic moves in modernizing financial infrastructure, with community discussions heavily focused on NYSE's development of a blockchain-based platform for tokenized securities and a significant investment in Polymarket. Despite some initial ticker confusion, investors are recognizing ICE's robust core business as an exchange operator and its forward-looking initiatives in 24/7 trading and prediction markets.

ImmunityBio, Inc. is a clinical stage immunotherapy company. It develops next generation therapies that drive immunogenic mechanisms for defeating cancers and infectious diseases. The company's immunotherapy platform activates both the innate and adaptive immune systems to create long term immunological memory. ImmunityBio was founded by Patrick Soon-Shiong in 2014 and is headquartered in San Diego, CA.

ImmunityBio Inc

ImmunityBio (IBRX) is experiencing significant investor buzz following recent international regulatory approvals for its innovative cancer treatment, Anktiva, alongside a substantial surge in revenue. The community is actively discussing a potential short squeeze, driven by high short interest, a tight share float, and strong conviction in the company's groundbreaking, chemo-free approach to oncology. This escalating momentum is fueled by Anktiva's perceived paradigm shift in cancer care and expanding global market validation.

Constellation Software Inc

Constellation Software is trending due to significant market debate regarding the potential impact of artificial intelligence on its vertical market software business, which has led to a notable stock pullback. Despite fears of an "AI apocalypse," a strong segment of the community views the current valuation as an attractive buying opportunity, highlighting the company's historically robust fundamentals and disciplined acquisition strategy. Investors are actively discussing whether this downturn presents a rare chance to acquire shares in a proven software compounder.

What Is Tezos (XTZ)?   Tezos is a high-performing blockchain and open-source platform for assets and applications, with a strong focus on code security, on-chain governance, and decentralization. Tezos 2.0, the upcoming step in the evolution of Tezos, aims to improve scalability (via layer 2s), composability, and to implement support to mainstream programming languages (like Javascript, Typescript, Python, and many others).   Initially built with formal verification in mind, the Tezos protocol enables builders to avoid bugs when developing smart contracts, making it particularly suited to applications that require a high degree of security and certainty.   Tezos’ LPoS (Liquid Proof-of-Stake) consensus mechanism enables any stakeholder to take part, directly or by delegation, in the consensus process, and to be rewarded for securing the network. Rather uniquely, Tezos’ on-chain governance system also enables stakeholders to create and vote on protocol upgrade proposals. This pioneering system allows the protocol to self-amend and upgrade itself without leading to a split (or fork) in the blockchain, empowering the community without slowing down innovation.   First proposed in 2014 and launched in 2018, the Tezos Mainnet has a proven track record of running uninterrupted ever since, having earned a strong reputation for technical excellence and a supportive community.    Who Are the Founders of Tezos? Tezos was conceived by Arthur and Kathleen Breitman in a 2014 white paper under the pseudonym L.M. Goodman in a nod to Satoshi Nakamoto, referencing a journalist who had misidentified the creator of Bitcoin.   In a previous paper, the Breitmans had argued that Bitcoin's biggest shortcomings were the lack of a governance process that invited contributions from its community of users, cost and centralization issues raised by its proof-of-work system, the limited expressiveness of its programming language which didn’t allow for smart contracts, and security

Tezos

Tezos is trending due to developments with its Etherlink L2, particularly a "Uranium Tokenization Breakthrough" that earned a fintech innovation award, bolstering its Real World Asset (RWA) narrative. This, coupled with expanded staking accessibility, has ignited a polarized community debate, with some anticipating a significant rally amid broader altcoin market optimism, while others remain strongly bearish and caution against speculative greed.

Gold.com, Inc. engages in the trading of gold, silver, platinum, and palladium bullion numismatic coins, and related products. It operates through the following segments: Wholesale Trading and Ancillary Services, Direct-to-Consumer, and Secured Lending. The Wholesale Trading and Ancillary Services segment is involved in the distribution and purchasing of metal products from sovereign and private mints. The Direct-to-Consumer segment provides access to a multitude of products through its wholly owned subsidiaries. The Secured Lending segment includes coin and precious metal dealers, investors, and collectors. The company was founded by Steven C. Markoff on April 9, 1965 and is headquartered in El Segundo, CA.

Gold.com Inc.

Gold.com Inc. (GOLD) is trending as precious metals surge due to heightened safe-haven demand, driven by escalating geopolitical tensions and persistent inflation concerns. The community is actively discussing the stock's exceptionally high trading volume and notable price spikes, indicating strong market enthusiasm and significant churn. Traders view gold as a critical hedge against global uncertainty, with many expressing a very bullish outlook and debating optimal entry strategies.

Aeluma, Inc. engages in developing semiconductors for sensing, communication, and computing applications. The firm is also involved in manufacturing devices using compound semiconductor materials on large-diameter substrates that are commonly used to manufacture mass market microelectronics. The company was founded by Jonathan Klamkin and Lee McCarthy on February 28, 2019 and is headquartered in Goleta, CA.

Aeluma Inc

Aeluma Inc. (ALMU) is capturing significant attention for its groundbreaking monolithic integration of advanced III-V materials directly onto silicon, heralded as a transformative step for scalable photonics in AI, quantum computing, and defense. The community buzzes with excitement over its potential for pivotal commercial contracts and its unique approach to tackling high-performance interconnect bottlenecks in AI data centers, setting it apart from competitors. With discussions centered on its low share float, increasing institutional interest, and strategic government ties, many view ALMU as a compelling, high-growth opportunity as it moves toward mass commercialization.

Midnight is a privacy-first blockchain that blends public verifiability with confidential data handling. You can use Midnight's selective disclosure and ZK proofs to build apps.

Midnight

Midnight (NIGHT) is experiencing a notable surge in trading volume and price, largely driven by recent major exchange listings and positive sentiment around its "Glacier Drop" airdrop. The crypto is gaining attention as a privacy-first blockchain for institutional finance within the Cardano ecosystem, sparking both strong enthusiasm for its ZK proof technology and active debate among investors regarding its future prospects.

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Fjarde AP Fonden Fourth Swedish National Pension Fund Buys Shares of 62,100 Affirm Holdings, Inc. $AFRM

Fjarde AP Fonden Fourth Swedish National Pension Fund purchased a new position in shares of Affirm Holdings, Inc. (NASDAQ:AFRM - Free Report) during the third quarter, according to its most recent...

Donoghue Forlines LLC Purchases Shares of 25,586 Affirm Holdings, Inc. $AFRM

Donoghue Forlines LLC bought a new stake in Affirm Holdings, Inc. (NASDAQ:AFRM - Free Report) during the third quarter, according to its most recent filing with the SEC. The firm bought 25,586 shares...

Sumitomo Mitsui Trust Group Inc. Buys Shares of 528,691 Affirm Holdings, Inc. $AFRM

Sumitomo Mitsui Trust Group Inc. purchased a new position in Affirm Holdings, Inc. (NASDAQ:AFRM - Free Report) during the 3rd quarter, according to its most recent filing with the Securities and...

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

Affirm Holdings, Inc. (NASDAQ: AFRM) today announced that it will publish its second quarter fiscal year 2026 shareholder letter, including its financial results, on its investor relations website at...

Will Affirm's Smart Underwriting Shift Redefine BNPL Risk?

AFRM adds real-time bank data to underwriting, aiming for sharper risk decisions and wider approvals.

PayPal logo can be seen at its office in San Jose, California, United States on November 23, 2019. (Photo by Yichuan Cao/NurPhoto via Getty Images)

PYPL Stock In Focus: Credit Card Rate Cap, Wall Street Downgrades Keep Investors Watching 

Not all is well for financial companies after Trump’s credit card interest rate cap comments, but PayPal, although it saw a sell-off, could see growth from consumers turning to BNPL.

Equity

Affirm Holdings, Inc. (NASDAQ:AFRM) Receives Average Rating of "Moderate Buy" from Analysts

Shares of Affirm Holdings, Inc. (NASDAQ:AFRM - Get Free Report) have been assigned an average rating of "Moderate Buy" from the thirty-two analysts that are presently covering the stock, MarketBeat...

Affirm Holdings (AFRM) Stock Declines While Market Improves: Some Information for Investors

In the closing of the recent trading day, Affirm Holdings (AFRM) stood at $76.39, denoting a -6.61% move from the preceding trading day.

Affirm (NASDAQ:AFRM) Trading Down 7.2% - Should You Sell?

Affirm (NASDAQ:AFRM) Trading Down 7.2% - Here's What Happened...

<ul class="summary-bullets"><li>Mizuho says the proposal, if implemented, could push banks to tighten lending standards.</li><li>The policy could drive consumers toward alternative lenders such as Affirm Holdings, SoFi Technologies, the brokerage said.</li><li>Analyst Dan Dolev said the shift could unlock meaningful volume growth for fintechs.</li></ul>President Donald Trump’s proposal to cap credit card interest rates could reshape parts of the U.S. consumer lending market, potentially benefiting fintech lenders and buy now, pay later (BNPL) providers, according to a report citing Mizuho Securities.Among the top credit card lenders, shares of JP Morgan (-2.5%), Citigroup (-3.8%), and Bank of America (-1.5%) were all down in premarket trading on Monday, while Visa (V) and Mastercard Inc. (MA) fell 1.7% and 1.9%, respectively. Meanwhile, <a href="https://stocktwits.com/symbol/SOFI">SoFi Technologies</a> (SOFI) and <a href="http://stocktwits.com/symbol/AFRM">Affirm Holdings</a> (AFRM) were trading in the green.<h2 class="st-heading-2">Trump’s 10% Cap On Credit Card Interest Rates</h2>On Friday, Trump <a href="https://stocktwits.com/news-articles/markets/equity/trump-calls-for-10-cap-on-credit-card-interest-rates-bill-ackman-calls-it-a-mistake/cmU3je6R433">said</a> he is weighing a one-year 10% cap on credit card interest rates, calling current rates of 20% to 30% unreasonably high and framing the move as part of his campaign commitments. Trump said he hopes the rule will take effect on January 20.The proposal comes as U.S. credit card debt hit a record high in 2025, rising from $1.21 trillion in the second quarter to $1.23 trillion in the third, according to the Federal Bank of New York. Total household debt also climbed by $197 billion in the third quarter, putting it on track to surpass pre-financial-crisis levels. Vanderbilt University researchers estimated last year that a 10% cap could save Americans about $100 billion annually in interest costs.<h2 class="st-heading-2">Why SoFi And Affirm Could Benefit</h2>Analysts at Mizuho Securities say a one-year cap of 10%, well below the current average card annual percentage rate (APR) of around 20%, would likely push banks to tighten lending standards, especially for lower-credit borrowers. If implemented, the policy could reduce access to traditional credit cards and drive consumers toward alternative lenders such as Affirm Holdings, SoFi Technologies, Upstart, and BNPL platforms operated by Block and PayPal.Mizuho estimates that about half of U.S. consumers have FICO scores (credit scores) below 745, a segment that would be most affected by stricter bank lending. These consumers could increasingly turn to fintech lenders, where consumer credit represents the majority of revenue. Analyst Dan Dolev said the shift could unlock meaningful volume growth for fintechs, provided they can manage underwriting risk effectively.<h2 class="st-heading-2">How Did Stocktwits Users React?</h2>Retail sentiment for SOFI on Stocktwits remained ‘extremely bullish’ over the past 24 hours, amid ‘extremely high’ message volumes.<img src="https://news.stocktwits-cdn.com/So_Fi_jpg_3778b2c930.webp" alt="SoFi.jpg">However, one user expressed skepticism about whether SoFi would actually benefit from a 10% interest rate cap.<stembedurl>https://stocktwits.com/Kali565/message/641514915</stembedurl>Over the past year, SOFI has gained over 90%.Read also: <a href="https://stocktwits.com/news-articles/markets/equity/why-inbs-stock-surging-again-today/cmUaGlNR4EJ">INBS Stock Has Surged Over 330% So Far In January – But Retail Traders Are Warning Of A Pullback</a> For updates and corrections, email newsroom[at]stocktwits[dot]com.

In this photo illustration, the SoFi Technologies logo is seen displayed on a smartphone screen. (Photo Illustration by Thomas Fuller/SOPA Images/LightRocket via Getty Images)

Why Analysts See SoFi, Affirm Benefiting From A Credit Card Rate Cap

On Friday, Trump said he is weighing a one-year 10% cap on credit card interest rates, calling current rates of 20% to 30% unreasonably high.

Why SOFI, AFRM Stocks Are Rising Even As Trump Targets Credit Card Interest Rates 

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce. Its platform consists of three core elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company was founded by Max R. Levchin in 2012 and is headquartered in San Francisco, CA.

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