Exchange: NASDAQ·Updated 07:56 PM EDT
UPST logo

UPST Upstart Holdings Inc

$23.56
$1.19
(4.81%)
Today
Closed $23.56
$0.08
(0.34%)
After Hours
EarningsNov 3
Mkt Cap$2.41B
Vol4.28M

About UPST

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. It operates through the following segments: Personal Lending, Auto Lending, and Other. The Personal Lending segment focuses on unsecured personal loans and small dollar loans. The Auto Lending segment is involved in auto refinance and auto retail loans. The Other segment refers to HELOCs and other. The company was founded by David Joseph Girouard, Anna Mongayt Counselman, and Paul Gu in December 2013 and is headquartered in San Mateo, CA.
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Bullish Sentiment

How do you feel about UPST?

LOLATDUMBLIBS
$UPST lol at citizens bank issuing an $18 price target today. theyre upset at the gains yesterday, greedy short pieces of shit
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Jabbys
$UPST $PGY Don't worry about the debt of UPST. the principal doesn't mature until after 2029, and the interest rates are in the 1–2% range, so the interest burden is negligible. I bought PGY stock at $11 and sold half of it in the $19–$20 range. UPST gives me the same vibe as PGY.
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Bears_be_gone
$UPST trading at 2024 lows. Absurd dusconnect between compants progress and share price
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QuietEdge
$UPST Funny thing is when they report Q3 & onwards, profitability will RIP, just as they guided. $40 EOY… $60 2027 target
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zeezbottoms
$UPST Shitstart is now 100% of my portfolio. Added massively at $22,3. Do or die. See you guys.
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RampantGryphonAssets
$UPST Uhmm, so… just how strong and traumatizing will it be for the short sellers when the share price finally catches up with what this chart is showing? There are only a few rules in the stock market. This is one of them: sometimes it takes time, but it always happens. Getting back to us, I think it’s going to be pretty traumatizing. I’m expecting something along the lines of $30 to $150 in two weeks. Be ready, put on your finest suit, and then we’re all going to celebrate over ramen at our favorite engineer’s house. 🍜
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5timechamp
$UPST will enter once we hits the high teens... increasing yields will continue to put pressure on this stock.
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trade_the_gaps
$UPST Debtstart is a failed loan company 1: financials showed is not a profitable company 2. $1.69 billion dollars in debt that can’t be paid back 3. -30% 2025, -50% YTD, 7 weeks straight red, don’t catch a failing knife. 4. CEO Dave had resign in May of this year due to debt issues and direction. 5. Insiders have been selling every week 6. Is in a downtrend sector in Fintech 7. They have only $200 million in liquity, enough to survive 2027 Q1 8. $14 down gap in play, 9. More rate hike will tank this further 10. SUNL is very similar to UPST and then got delisted when it filed for bankruptcy due to liquidity issue Don’t gamble here, let Wall Street pound this down until corrupt management get exposed
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SoggyBottomBoys3
$UPST let it bottom in 3-6 months, buy heavy, and never sell. Proprietary data will win long term. Mark this post
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RampantGryphonAssets
$UPST Can't wait to see people chasing when this start to run back to $70+. I'm bored to explain every time my thesis btw.
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_swingkingz_
$UPST 👑🌊 5,000 shares @ $24.13 Why I bought: • Third-basin / long-cycle setup • Massive historical price amplitude • Business survived the destruction • Improving operating profile • AI lending optionality • Serious multi-X potential without needing old ATHs • Adds financial-sector exposure to my portfolio • Fits my 2–5 year Wave framework I’m not chasing today’s move. I bought the location in the larger cycle. First 5K established. I want 10K total at the right price. The chart finds the opportunity. The company determines whether I’m willing to trust the opportunity. WELCOME TO THE BOARD — SwingKingz 👑🌊
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Bears_be_gone
$UPST just need q3 to be profitable. Will prove that they can make money even with yields at decade-levels. Shorts would not want to linger for q4 after and risk another prifitable Q + bank charter + heloc and auto breakeven. Bank charter and improving margins will turbocharge big partnerships. Rerating to fair value alone would crush bears from 25-50. Primed for a squeeze.
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Bears_be_gone
$UPST fat orange fuk directly played a part in this, btw. Stock was climbing at er and about to hold 36 until the clown escalated again. He wants iran to nuke californua, lol. Hopefully this senile fuk gets a heart attack so that our portfolios jump. The audience cheered when he talked about la and san diego getting blitzed, lol. Moronic cult .
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bullenkuh
$UPST Most fintech and real estate companies are at 52-week lows—Upstart included. But as I said, the oil price needs to drop, and inflation and government bond yields need to come down significantly. Otherwise, it's a case of wait and see. I was hoping for an Iran deal, but things aren't looking good. Thanks, Trump.
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Bullshart101
$UPST I think everyone knows this is a buy right now… how many times this year has it gone from the $24/$25 range to $33?
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bullenkuh
$UPST All banks have significantly reduced their provisions for bad loans; this is a very good sign for Upstart and Pagaya.
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longshort168
$UPST Just 9 months ago UPST was traded higher than $AFRM , now AFRM is 300% higher than UPST. $UPST is Heavily oversold
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LOLATDUMBLIBS
$UPST buy stocks when they're low. not cry about low prices. just lol at the bears in this board
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realtorstud
$UPST When and if the Fed commits to a sustained rate cutting cycle UPST is structured to be oneof the fastest growing fintech companies. More patience required= Annoying...but I will wait. Long term Bullish.
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NPSR
$UPST As usually it went down below 22.75- 22.80 range and again bounced above it. Unless it moves below this range with a huge volume, this range is acting like a range bound bottom. If the stock price, goes 20-22 range, this could be good buying or averaging option. We just have to ensure, that UMI doesn't rises above 1.50, the guidance doesn't decrease and there is no fundamental change to the business. Lending stock do survive credit cycle tightening and upst is better placed as compared to 2022. The big difference will come when it's gets the banking license as it will be able to find it's lending business with deposits. When SOFI got the license, it's stock rose more than 250% percent in the next 3 years. So something similar will also happen with UPST. Hang it there guys.
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