Indian Bank Shares Set For Breakout: SEBI RA Rajiv Gupta Sees Target Price of ₹586 After Strong FY25 Results

The bank’s strong FY25 performance, marked by a 35% increase in net profit and a significant improvement in key profitability ratios, has sparked optimism for its continued growth.
A man browses a stock market app during the union budget announcement by Nirmala Sitharaman at the Bombay Stock Exchange headquarters in Mumbai, India, on February 1, 2025. (Photo by Indranil Aditya/NurPhoto via Getty Images)
A man browses a stock market app during the union budget announcement by Nirmala Sitharaman at the Bombay Stock Exchange headquarters in Mumbai, India, on February 1, 2025. (Photo by Indranil Aditya/NurPhoto via Getty Images)
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Deepti Sri·Stocktwits
Updated Mar 05, 2026   |   2:29 PM EST
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Indian Bank shares are set for a breakout, with SEBI-registered analyst Rajiv Gupta projecting a target price of ₹586 for the stock, following a strong performance in FY25. 

Indian Bank stock was up 2.4% at ₹571.30 at the time of writing on Monday.

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The bank reported a 35% year-on-year increase in net profit, reaching ₹10,918 crore, while operating profit rose 13% to ₹18,998 crore.

Indian bank’s net interest income (NII) grew by 8% to ₹25,176 crore, supported by a net interest margin (NIM) of 3.51% in its domestic operations. 

Gupta highlighted significant improvements in key profitability ratios, with return on assets (RoA) increasing by 25 basis points to 1.32%, and return on equity (RoE) rising by 152 basis points to 20.76%.

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Operational efficiency improved, with the cost-to-income ratio reducing by 115 basis points to 44.77%. 

Gupta also pointed out that asset quality had strengthened, with the slippage ratio declining to 1.11%, down 38 basis points, and credit costs falling to 0.66%, a decrease of 11 basis points.

Gupta's outlook remains bullish on Indian Bank, anticipating continued growth driven by strong financial fundamentals and improved operational metrics.

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On Stocktwits, Sentiment was ‘neutral’ amid ‘normal’ message volume.

Shares of Indian Bank have risen 10.4% so far this year.

For updates and corrections, email newsroom[at]stocktwits[dot]com.

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