LIC Rallies On Q4 Beat: SEBI RA Harika Enjamuri Sees Bullish Setup With ₹995 Potential Target

LIC stock is in a bullish recovery trend, supported by strong profit performance in the fourth quarter (Q4) and improving technical indicators, according to SEBI-registered analyst Harika Enjamuri. However, pressure on new business metrics remains a concern.

At the time of writing, LIC shares were trading at ₹932.30, up ₹61.05 or 7.01% on the day 

According to Enjamuri, LIC's better-than-expected quarterly results and operating margin expansion reflect underlying strength in the insurer's core business. 

She identified that the reduction in retail APE and VNB margins highlights the necessity for improved product offerings and enhanced premium growth.

LIC achieved a net profit of ₹19,013 crore in the March 2025 quarter, an increase from ₹11,056 crore in Q3 and ₹13,763 crore in the same quarter last year.

During the quarter, the company hit revenues of ₹2.42 lakh crore, with operating profit nearly doubling to ₹21,492 crore.

Operating margin increased from 6% to 9% during the previous quarter.

The New Business Premium saw a year-on-year decline of 9%, reaching ₹70,019 crore, while the Value of New Business (VNB) saw a 14% reduction to ₹3,534 crore.

The Value of New Business (VNB) margin contracted to 18.75% from 21.1% the previous year.

Technically, Enjamuri observed that LICI has reclaimed the 100-week moving average and is sustaining above key support at ₹861, indicating bullish momentum. 

She said a breakout above ₹901.45 could pave the way for short- to medium-term gains toward ₹955 and ₹995. 

She also highlighted that pullbacks near ₹860–₹865 may offer accumulation opportunities with a stop-loss below ₹820.

Enjamuri maintains a positive view on LIC if the stock holds above the ₹820 mark.

On Stocktwits, retail sentiment was ‘extremely bullish’ amid ‘extremely high’ message volume.

The stock has risen 4% so far in 2025.

For updates and corrections, email newsroom[at]stocktwits[dot]com.

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