Latest Earnings Results: Q3 '26
Estimated EPS
$0.38
Reported EPS
$0.84
Surprise
+119.52%
Estimated Rev
$784.17M
Reported Rev
$864.89M
Surprise
+10.29%
• Reported GAAP EPS of $0.84 up 31.25% YoY • Reported revenue of $864.89M up 16.91% YoY • Circle maintained FY 2026 guidance of Other Revenue at $310M, RLDC Margin at 41.7-43.7%, and Adjusted Operating Expenses at $570M; multi-year USDC in Circulation guidance remains 40% CAGR.
Bullish Takeaway
Circle's average USDC in circulation increased 8% year-over-year and onchain transaction volume grew 49% year-over-year, launched Arc public mainnet with 100+ builders, and Tazapay brings $25B annualized payment volume and payout rails across 100+ markets.
Bearish Takeaway
Circle's Reserve Income decreased 8% as Reserve Return Rate declined 61 bps; operating expenses increased 16%, while intense and increasing competition and yield-bearing digital assets may reduce market demand for Circle stablecoins.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $0.14 | -- | -- | N/A |
Q3 '26 | $0.38 | $0.84 | 119.52% | BEAT |
Q2 '26 | $0.16 | $0.18 | 10.62% | BEAT |
Q1 '26 | $0.19 | $0.21 | 8.11% | BEAT |
Q4 '25 | $0.15 | $0.43 | 185.95% | BEAT |