Latest Earnings Results: Q2 '26
Estimated EPS
$0.63
Reported EPS
$0.79
Surprise
+25.4%
Estimated Rev
---
Reported Rev
---
Surprise
---
• Reported GAAP EPS of $0.92 up 95.74% YoY • Reported revenue of $40.07M up 35.51% YoY
Bullish Takeaway
Citizens & Northern Corporation reported sequential growth in net interest income and margin, higher PPNR including growth resulting from Susquehanna, and a $0.02 increase in its quarterly dividend to $0.30 per share.
Bearish Takeaway
Citizens & Northern Corporation recorded $10.81M in nine-month net charge-offs versus $733M in 2025, loans fell for a second consecutive quarter, and filing-listed risks include competition and technology failures.
Generated by Stocktwits using AI and company-reported earnings data for Q2 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q3 '26 | $0.68 | -- | -- | N/A |
Q2 '26 | $0.63 | $0.79 | 25.40% | BEAT |
Q1 '26 | $0.58 | $0.02 | -96.55% | MISSED |
Q4 '25 | $0.58 | $0.56 | -4.27% | MISSED |
Q3 '25 | $0.52 | $0.47 | -10.48% | MISSED |