Latest Earnings Results: Q3 '26
Estimated EPS
$0.47
Reported EPS
$0.52
Surprise
+11.36%
Estimated Rev
$382.1M
Reported Rev
$390.49M
Surprise
+2.2%
• Reported GAAP EPS of $1.07 up 4.90% YoY • Reported revenue of $390.49M up 11.51% YoY • Pagaya raised FY26 GAAP net income guidance to $162M; FY26 total revenue and other income is expected at $1.45B and Adjusted EBITDA at $465M.
Bullish Takeaway
Pagaya onboarded bank partners, bringing the total number onboarded in the last 12 months to seven; it closed over $2B of longer-duration committed capital, while network volume grew 29%.
Bearish Takeaway
Pagayas FRLPC percentage contracted 91 basis points to 4.1%, driven by the short-term impact of higher benchmark rates; it identifies partner concentration risk and reported $43,400 in investment losses (in thousands).
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $0.50 | -- | -- | N/A |
Q3 '26 | $0.47 | $0.52 | 11.36% | BEAT |
Q2 '26 | $0.37 | $0.49 | 30.92% | BEAT |
Q1 '26 | $0.20 | $0.28 | 40.00% | BEAT |
Q4 '25 | $0.34 | $0.36 | 5.19% | BEAT |