Latest Earnings Results: Q3 '26
Estimated EPS
$1.47
Reported EPS
$1.47
Surprise
---
Estimated Rev
$154.86M
Reported Rev
$135.89M
Surprise
-12.25%
• Reported GAAP EPS of $1.47 up 24.58% YoY • Reported revenue of $135.89M up 0.79% YoY • The Bancorp maintained 2026 Core EPS guidance of $5.95-$6.05 per share, provided a 2027 baseline range of $7.00-$7.20, and initiated preliminary 2028 guidance of $8.00-$8.20 per share, including stock buybacks.
Bullish Takeaway
The Bancorp reported 19.2% growth in Fintech fees with organic partner and product volume, 23.4% higher card GDV and a strategic shift toward sponsored lending, and 29.7% diluted EPS growth with $50M of repurchases.
Bearish Takeaway
The Bancorp reported lower net interest margin and net interest income year over year, higher Fintech charge-offs and provision sequentially, and 96% of deposits generated by Fintech partnerships alongside higher short-term borrowings.
Generated by Stocktwits using AI and company-reported earnings data for Q3 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q4 '26 | $1.68 | -- | -- | N/A |
Q3 '26 | $1.47 | $1.47 | -- | EXPECTED |
Q2 '26 | $1.36 | $1.45 | 6.36% | BEAT |
Q1 '26 | $1.33 | $1.41 | 6.02% | BEAT |
Q4 '25 | $1.46 | $1.28 | -12.33% | MISSED |