Stellar’s XLM Hits 4-Month High After DTCC Picks Blockchain For Tokenized Stocks, ETFs, Treasuries

• XLM has outperformed both XRP and Bitcoin over the past week and month, helping drive ‘extremely bullish’ sentiment on Stocktwits.
• Retail traders on the platform said that Stellar’s deal with DTCC strengthens its long-term investment case. 
• Both altcoins have the same founder and focus on making cross-border payments more cost-effective and efficient.

Stellar's native token (XLM) hit a four-month high on Friday morning after the Depository Trust & Clearing Corporation (DTCC) announced plans to bring tokenized real-world assets (RWAs) onto the Stellar public blockchain, while the rest of the cryptocurrency market posted tepid gains.

The initiative, which received regulatory clearance from the SEC in late 2025, will initially focus on assets including Russell 1000 stocks, major ETFs, U.S. Treasuries, and bonds. It marks the first time securities held within the core U.S. market infrastructure will be made available on a public blockchain.

DTCC expects DTC-tokenized assets to begin launching on Stellar in the first half of 2027. The move is part of DTCC’s broader multi-chain strategy and follows plans to begin limited production trades of tokenized assets in July, ahead of a wider rollout in October.

XLM’s price jumped around 30% in the last 24 hours to $0.218, hitting its highest level since late January. It was the top-trending cryptocurrency on Stocktwits at the time of writing. Retail sentiment on the platform around XLM trended in ‘extremely bullish’ territory over the past day, accompanied by ‘extremely high’ levels of chatter.

Retail Traders Think XLM Is Undervalued Compared To XRP

Many retail traders on the platform compared XLM to Ripple’s XRP (XRP), stating that Stellar’s native token was severely undervalued. Other users celebrated the altcoin's decoupling from Bitcoin (BTC).

XRP was leading gains among the top 10 cryptocurrencies by market capitalization on Friday morning, while Bitcoin lagged behind major altcoins. XRP’s price rose 2.7% in the last 24 hours to $1.32, while Bitcoin’s price edged 0.7% higher to around $73,700.

XLM also outperformed the two on a weekly and monthly basis, rising nearly 50% over the last seven days and by around 33% in the last 30 days. Meanwhile, XRP and Bitcoin’s prices fell 3.1% and 4.6%, respectively, over the past week and dipped 5% and 4.3% on a monthly basis.

On Stocktwits, retail sentiment around Bitcoin improved to ‘bearish’ from ‘extremely bearish’ over the past day, and chatter rose to ‘high’ from ‘normal’ levels. Meanwhile, despite outperforming Bitcoin, retail sentiment around XRP remained in the ‘bearish’ territory over the past day, accompanied by ‘normal’ levels of chatter.

Why Are Retail Traders Comparing XRP and XLM?

The XLM−XRP comparison is a recurring one in retail crypto circles because the two tokens share a common founder. Jed McCaleb co-founded Ripple in 2012 before leaving due to strategic disagreements with the board, and then founded the Stellar Development Foundation in 2014. Stellar was initially launched as a fork of the Ripple protocol, meaning both networks shared significant code at their inception. 

Both XLM and XRP claim fast, low-cost cross-border payments, and both have formed partnerships with banks and financial institutions. The difference is that Stellar is geared towards individuals and underserved populations, while Ripple targets banks and institutional liquidity. 

The valuation gap is the other driver of the comparison. XRP currently has a market capitalization of approximately $81.98 billion and ranks fifth among cryptocurrencies, while XLM's market cap is around $7.3 billion, placing it at number 19. For many traders, the DTCC announcement strengthens Stellar’s institutional credentials. That perception helped fuel Friday’s rally.

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