SPDR Dow Jones Industrial Average ETF

SPDR S&P 500 ETF Trust

Invesco QQQ Trust Series 1

Tesla, Inc. engages in the design, development, manufacture, and sale of electric vehicles and energy generation and storage systems. It operates through the Automotive and Energy Generation and Storage segments. The Automotive segment includes the design, development, manufacture, sale, and lease of electric vehicles as well as sales of automotive regulatory credits. The Energy Generation and Storage segment is involved in the design, manufacture, installation, sale, and lease of solar energy generation, energy storage products, and related services and sales of solar energy systems incentives. The company was founded by Jeffrey B. Straubel, Elon Reeve Musk, Martin Eberhard, and Marc Tarpenning on July 1, 2003 and is headquartered in Austin, TX.

Tesla Inc

Tesla is currently facing a sharp sell-off driven by a high-profile analyst downgrade and investor rotation as participants pivot toward the potential SpaceX IPO. The community remains deeply divided, with bears pointing to stretched valuations and delivery challenges while bulls dismiss the volatility as a coordinated short attack aimed at accumulating shares ahead of future company milestones.

$RARI is an ERC-20 token that controls the RARI Foundation treasury and governs the Rarible protocol and RARI Chain. The token was issued in 2020 with a max. supply of 25 million $RARI.

Rarible

Rarible is generating significant buzz due to its ultra-low circulating supply of 19 million coins and a market cap that supporters view as severely undervalued. The community is actively discussing the potential for a massive price surge driven by scarcity and upcoming integrations in the DePin and DeFi sectors, with many investors advocating for a buy-and-hold strategy to trigger a supply shock.

MEME COIN: $ROAR is the OG token. Est. Sept '22. Inspired by The Roaring Kitty Who Inspired other to fight against wall street through Game Stop.  We Are  100% community-owned.  LP burnt.  Contract Renounced  Ready to Moon like $GME &amp; $AMC?

Roaring Kitty

The Roaring Kitty token ($ROAR) is currently trending as a community-driven play that aims to capture the momentum of the GameStop (GME) narrative and retail investor sentiment. Community members are actively highlighting the project's decentralized structure, ongoing liquidity pool developments, and potential exchange listings as key catalysts for growth.

Trump Media & Technology Group Corp. engages in operating social media and in the technology business. Its brands include TRUTH Social, TMTG+, and TMTG News. It operates through the Media and Truth.Fi segments. The Media segment includes products and services such as advertisement through the Truth Social platform. The Truth.Fi segment relates to customized exchange-traded funds or exchange-traded products invested in America First principles, and bitcoin and similar cryptocurrencies or crypto-related securities. The company was founded on March 28, 2024 and is headquartered in Sarasota, FL.

Trump Media & Technology Group Corp.

Trump Media & Technology Group is trending as investors react to escalating geopolitical tensions involving Iran, with community discourse centered on the administration's controversial rhetoric and the potential impact of a widening conflict on global oil markets and economic stability. While some proponents view the aggressive stance as a necessary negotiation tactic to neutralize regional threats, critics are vocal about the risks of potential war crimes, domestic economic fallout, and the appropriateness of the language used in official communications.

Provides investment banking, securities and asset management services

Goldman Sachs Group, Inc.

Goldman Sachs is trending due to institutional focus on their resilience amid broader market volatility and their strategic positioning in private credit and high-growth sectors. Community discourse is currently split between analysts highlighting their institutional strength versus active traders closely monitoring technical support levels and broader sector concerns.

Pagaya Technologies Ltd. engages in the development of AI and data networks for the financial industry. Its product deploys data science, machine learning and AI technology to evaluate the customers' applications in real time. The company was founded by Gal Krubiner, Sanjiv Das, Yahav Yulzari, and Avital Pardo on March 20, 2016 and is headquartered in New York, NY.

Pagaya Technologies Ltd - Ordinary Shares - Class A

Pagaya Technologies Ltd

Pagaya Technologies is seeing a significant rebound in investor interest as the market digests its recent AAA-rated ABS transaction and the successful onboarding of new institutional partners. While community members remain cautious of broader macro volatility, many are actively highlighting the stock's oversold technical setup and emphasizing the company's resilient AI-driven business model as a key catalyst for potential recovery.

Invesco Exchange-Traded Fund Trust II - Invesco KBW Bank ETF

Invesco KBW Bank ETF

The Invesco KBW Bank ETF is currently capturing investor interest amid ongoing volatility in the banking sector and diverging perspectives on interest rate policy. Market participants are closely watching the ETF for signals of stability as the sector grapples with shifting credit concerns and broader economic uncertainty.

Kratos Defense & Security Solutions, Inc. engages in the provision of mission critical products, services and solutions for United States national security priorities. It operates through the Kratos Government Solutions (KGS) and Unmanned Systems (US) segments. The KGS segment consists of an aggregation of KGS operating segments, including microwave electronic products, space, satellite and cyber, training solutions. The US segment refers to the unmanned aerial, unmanned ground, unmanned seaborne and related command, control and communications system businesses. The company was founded on December 19, 1994, and is headquartered in Round Rock, TX.

Kratos Defense & Security Solutions Inc

Kratos Defense is trending as investors weigh the impact of a massive $1.17 billion public offering against the backdrop of heightened geopolitical tensions and expanding defense spending. While some in the community are concerned about short-term dilution, many bullish market participants view the capital raise as a strategic move to aggressively scale production for a significant backlog of drone and hypersonic missile orders.

UnitedHealth Group, Inc. engages in the provision of health care coverage, software, and data consultancy services. It operates through the following segments: UnitedHealthcare, OptumHealth, OptumInsight, and OptumRx. The UnitedHealthcare segment utilizes Optum's capabilities to help coordinate patient care, improve affordability of medical care, analyze cost trends, manage pharmacy benefits, work with care providers more effectively, and create a simpler consumer experience. The OptumHealth segment provides health and wellness care, serving the broad health care marketplace including payers, care providers, employers, government, life sciences companies, and consumers. The OptumInsight segment focuses on data and analytics, technology, and information to help major participants in the healthcare industry. The OptumRx segment offers pharmacy care services. The company was founded by Richard T. Burke in January 1977 and is headquartered in Eden Prairie, MN.

Unitedhealth Group Inc

UnitedHealth Group is seeing significant market interest following a higher-than-expected final Medicare Advantage rate hike, which investors view as a critical relief catalyst for the managed care sector. While some market participants are celebrating this as a potential floor for the stock, community sentiment remains split, with many analysts and traders debating whether this news is enough to overcome ongoing regulatory headwinds and persistent sector volatility.

Inflection Point Acquisition Corp. IV is a blank check company. It was formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. The company was founded by Andrew Stephen Gundlach and Michel Combes on June 24, 2024 and is headquartered in New York, NY.

Merlin Inc.

Investors are closely monitoring Merlin Inc. as the company expands its leadership team and advances high-stakes autonomous flight contracts with the U.S. Department of Defense. Community sentiment remains split, with bulls highlighting the potential of its aircraft-agnostic software while bears express skepticism toward the company's long-term certification roadmap and valuation.

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<ul class="summary-bullets"><li>Moody's assigned a Ba2 provisional rating to a $100 million Bitcoin-backed bond issued by a New Hampshire state agency.</li><li>The structure has strict protections, such as a 1.60 times collateral buffer and a 1.40 times liquidation trigger.&nbsp;</li><li>This comes on the heels of Coinbase, Better, and Fannie Mae expanding their Bitcoin-backed lending products.</li></ul>Bitcoin is making deeper inroads into traditional U.S. finance, and now, even state-linked borrowing.&nbsp;Moody's Ratings assigned a Ba2 provisional rating to a $100 million Bitcoin-backed (BTC) bond issuance linked to a New Hampshire state agency.&nbsp;The Business Finance Authority of the State of New Hampshire issued the bonds as part of the Waverose Finance Project. They are fully backed by Bitcoin. Unlike regular municipal bonds, investors will only get their money back from the sale of Bitcoin linked to the deal, not from taxes or government money.&nbsp;<h2 class="st-heading-2">How The Structure Works</h2>The deal is split into two tranches, Series A-1 and Series A-2. Both have a Ba2 rating and will mature in 2029. The total amount will be $100 million, but the exact amount for each tranche is still being decided.The deal is notable because it is one of the first structured finance products linked to the state and backed by Bitcoin. The proceeds from the bonds will be used to buy Bitcoin, which will then serve as collateral for the loan.&nbsp;<h2 class="st-heading-2">Built-in Safeguards Against Volatility</h2>The issuance includes built-in protections to address Bitcoin's well-known price swings. The deal requires the value of the Bitcoin collateral to remain well above the amount borrowed, with a 1.60x collateral buffer. If that level drops to 1.40 times, the structure automatically sells Bitcoin to pay back investors. Interest payments will also be funded through periodic liquidation of Bitcoin, with no scheduled amortization of principal until maturity.&nbsp;<h2 class="st-heading-2">Investors Get Bitcoin Upside, But Only After Repayment</h2>Moreover, the Series A-2 bonds have a special feature: investors can receive 15% of any increase in Bitcoin's price, but only after all principal, interest, and costs have been paid.This is especially relevant as Bitcoin’s year-to-date performance has been negative, down over 21%.&nbsp;<a href="https://stocktwits.com/coins/bitcoin">Bitcoin’s price</a> was at $68,520, up over 3% in the last 24 hours. On Stocktwits, retail sentiment around BTC improved to ‘bearish’ from ‘extremely bearish’ territory, while chatter levels remained ‘low’ over the past day.&nbsp;<figure class="image"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_04_01_at_7_33_03_AM_png_0085283f3b.webp" alt="Screenshot 2026-04-01 at 7.33.03 AM.png" width="942" height="104"><figcaption>BTC retail sentiment and message volume on April 1 as of 7:33 a.m. ET | Source: Stocktwits</figcaption></figure>Meanwhile,&nbsp;<a href="https://stocktwits.com/symbol/MCO">Moody’s stock</a> was&nbsp;marginally higher&nbsp;in pre-market trading on Wednesday. On Stocktwits, retail sentiment around MCO shifted from ‘bearish’ to ‘neutral’ over the past day. Chatter around it remained at ‘high’ levels.&nbsp;&nbsp;The issuance comes at a time when crypto is becoming more popular in mainstream finance. Last week, Fannie Mae, the government-backed foundation of the U.S. mortgage market, partnered with Better Home &amp; Finance (BETR) and Coinbase (COIN)&nbsp;<a href="https://stocktwits.com/news-articles/markets/cryptocurrency/fannie-mae-crypto-backed-home-loans-with-coinbase-better-home/cZ3rwFvRIjU">to launch</a> a program that allows people to use crypto as collateral. With it, homeowners can use either Bitcoin or stablecoin USDC (USDC) as collateral for a mortgage.Read also: <a href="https://stocktwits.com/news-articles/markets/equity/iren-bmnr-hut-cifr-btdr-rise-with-bitcoin-back-near-70-k-analysts-flag-key-support-levels/cZ7HiNGRInj">IREN, BMNR, HUT, CIFR, BTDR Rise With Bitcoin Back Near $70K – Analysts Flag Key Support Levels</a>For updates and corrections, email newsroom[at]stocktwits[dot]com

In this photo illustration, the Moody's logo is displayed on a smartphone screen in front of a stock chart showcasing Moody's financial performance on Feb. 10, 2025, in China. (Photo illustration by Cheng Xin/Getty Images)

$100M Bitcoin-Backed Bond Gets Ba2 Rating As Crypto Moves Into Public Finance

Moody’s structure offers Bitcoin upside participation but relies entirely on collateral liquidation, not taxpayer backing.

This Bond Pays You In Bitcoin Upside – And Moody’s Just Rated It Ba2

Equity

Moody’s structure offers Bitcoin upside participation but relies entirely on collateral liquidation, not taxpayer backing.


<ul class="summary-bullets"><li>FNMA and FMCC gained sharply on Monday, following comments from Bill Ackman and Michael Burry.</li><li>Burry said he believes the rally will cool off soon.</li><li>Stocktwits sentiment for both stock flips to ‘extremely bullish.’</li></ul>Fannie Mae and Freddie Mac are generating significant buzz on Stocktwits following their sharp gains on Monday, although noted investor Michael Burry – who, along with a prominent billionaire hedge fund manager, is believed to have helped spark the rally – warns the stocks could cool off soon.Pershing Square founder Bill Ackman called the mortgage-giant duo “<a href="https://stocktwits.com/news-articles/markets/equity/fnma-fmcc-could-be-a-10x-trade-big-short-investor-michael-burry-agrees-with-bill-ackman-s-thesis/cZER0xbRIZ0">stupidly cheap</a>,” saying, “they could be a 10X and it could happen soon.” Burry echoed the sentiment, replying that he “cannot emphasize enough how rare this is in this market,” helping trigger a 51% and 47% surge in OTC-traded Fannie Mae and Freddie Mac shares, respectively.“I’m shocked it is up this much, and would not be surprised to see it pull back meaningfully this week unless there is real news,” Burry said in the&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://substack.com/chat/6819723/post/604a760b-af9e-4429-b7f4-3a96a69574f7?utm_source=share">AMA section</a> of his Substack post-trading hours, contending that Ackman’s remarks and FOMO-driven trading were behind the surge.“I am sorry if I had anything to do with this pump. I was looking to buy more today too. Will be funny if I go down in history as the bear who crashed these stocks,” he said.Fannie Mae and Freddie Mac have been in focus amid President Donald Trump’s push to support the U.S. housing market, which continues to grapple with a structural shortage of homes, elevated mortgage rates, and high construction costs. At his direction, the two firms have&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://www.bloomberg.com/news/articles/2026-03-30/trump-says-iran-gave-the-us-most-of-its-demands-in-peace-plan">stepped up purchases</a> of housing loans to help ease borrowing costs, and could also be exploring a potential public listing.<h2 class="st-heading-2">Retail’s View On FNMA, FMCC</h2>On Stocktwits, the retail sentiment for&nbsp;<a href="https://stocktwits.com/symbol/FNMA">FNMA</a> flipped to ‘extremely bullish’ from ‘bearish,’ while the sentiment for&nbsp;<a href="https://stocktwits.com/symbol/FMCC">FMCC</a> shifted to ‘extremely bullish’ from ‘neutral.’ Both were seeing ‘extremely high’ message volume as traders.“Two big fish making a splash. Name another investment opportunity where the companies are some of the most profitable and the biggest investors are on the side of retail,”&nbsp;<a href="https://stocktwits.com/WingsJr/message/648929287">remarked</a> a user.Fueling speculation, another user&nbsp;<a href="https://stocktwits.com/actinreactine/message/648997049">wrote</a>: “Ackman and Burry tweet about Fannie and Freddie all the time, but there's never been a move like this. This is the admin buying on insider knowledge, something coming.”<h2 class="st-heading-2">Burry Loads Up Shares</h2>On Monday, Burry also highlighted his view that Fannie Mae and Freddie Mac could perform better if government control over them is eased. The two were placed into conservatorship after suffering heavy losses during the 2008 mortgage crisis.Burry has been eying the two companies for some time. He previously&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://michaeljburry.substack.com/p/the-toxic-twins-recurrence-fannie">revealed</a> that he had been buying both stocks on the way down, first when they fell to the $6-$7 range and again when they dropped into the $4s.&nbsp;But he tempered his near-term expectations. "I believe the IPO is now a 2027 proposition at best," he wrote earlier. "The Iran War seals it after the lukewarm reception on Wall Street. Higher rates may transmit to the mortgage market and impact an already shaky housing market."Despite Monday’s surge, FNMA and FMCC stocks are down 32% and 37%, respectively, year to date.For updates and corrections, email newsroom[at]stocktwits[dot]com.Read Next:&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/michael-burry-sees-deadly-case-of-indigestion-spreading-from-big-tech-to-broader-market-as-mag-7-etf-heads-for-worst-quarter-ever/cZEPFcdRINU">Michael Burry Sees 'Deadly Case Of Indigestion' Spreading From Big Tech To Broader Market As Mag 7 ETF Heads For Worst Quarter Ever</a>&nbsp;

Money, pile coin with saving book and paper home. Fannie Mae and Freddie Mac rose sharply on Monday. (Picture source: Getty Images)

Michael Burry Expects FNMA, FMCC To ‘Settle Back’ After Bill Ackman Sparked 50% Surge In ‘FOMO’ Trades

The mortgage-giant duo is back in the spotlight as President Donald Trump pushes to address the housing crisis, amid growing speculation about potential IPOs.

A series of news pertaining to the housing market has had sectoral investors scrambling. (Image source: Getty Images))

FNMA, FMCC Could Be A 10x Trade? 'Big Short' Investor Michael Burry Agrees With Bill Ackman's Thesis

Meanwhile, Burry argued that America doesn't have a housing shortage so much as a misallocation problem and batted for loosening of government control over the mortgage giants.

Bill Ackman Calls Fannie Mae, Freddie Mac 'Stupidly Cheap' Amid Iran War — Michael Burry Agrees

<ul class="summary-bullets"><li>Peter Schiff criticized crypto-backed mortgages, arguing they increase costs and risk by effectively forcing borrowers to take on two loans and finance 100% of a home’s value.</li><li>The new product, backed by Fannie Mae and offered via Coinbase and Better, allows borrowers to use BTC or USDC as collateral, while supporters say it preserves crypto exposure and avoids capital gains taxes.</li><li>Retail sentiment around Coinbase turned to ‘neutral’ zone on Stocktwits, with ‘high’ chatter levels, reflecting mixed reactions as the debate over crypto-backed mortgages intensifies.</li></ul>Peter Schiff, an economist and Bitcoin critic (BTC), has spoken out against the new idea of crypto-backed mortgages, saying that it could make mortgages more expensive and risky for buyers.Schiff wrote several times&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/PeterSchiff/status/2037955279065612659?s=20">on X</a> that people who use Bitcoin or stablecoins like USDC as collateral are really taking on two loans: a regular mortgage and a separate crypto-backed loan. He says this structure means buyers are "financing 100% of the cost of the home" rather than making a typical down payment.<figure class="image"><a class="st-link-external" href="https://x.com/PeterSchiff/status/2037955279065612659?s=20" target="_blank" rel="noopener noreferrer nofollow"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_03_29_at_11_00_07_AM_png_b88ea48367.webp" alt="Screenshot 2026-03-29 at 11.00.07 AM.png" width="451" height="158"></a><figcaption>Peter Schiff on Bitcoin-backed notes. Source: @<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/PeterSchiff">PeterSchiff</a>/x</figcaption></figure>Schiff also&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/PeterSchiff/status/2037967122882572570">questioned</a> the product's logic, asking why borrowers would put USDC up as collateral when they could just sell it and make a down payment with no interest. He also said that taking out a crypto-backed loan on top of a mortgage increases the likelihood of default, since the borrower has to pay both debts at the same time.<figure class="image"><a class="st-link-external" href="https://x.com/PeterSchiff/status/2037967122882572570" target="_blank" rel="noopener noreferrer nofollow"><img src="https://news.stocktwits-cdn.com/Screenshot_2026_03_29_at_11_02_34_AM_png_a546b815b9.webp" alt="Screenshot 2026-03-29 at 11.02.34 AM.png" width="451" height="153"></a><figcaption>Peter Schiff on Bitcoin-backed notes. Source: @<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/PeterSchiff">PeterSchiff</a>/x</figcaption></figure>His criticism follows Fannie Mae's (FNMA) approval of its first cryptocurrency-collateralized loans on March 26. Fannie Mae backs approximately $4.3 trillion in mortgages. By pledging cryptocurrencies like Bitcoin (BTC) or stablecoins like USDC, borrowers can obtain a separate down payment loan through the product, which was introduced by Better Home &amp; Finance (BETR) in collaboration with Coinbase (COIN).&nbsp;These loans have fixed terms and no margin calls as long as borrowers make their payments on time. They are usually overcollateralized, with ratios of about 250% for Bitcoin and 125% for USDC.<h2 class="st-heading-2">Users Support Crypto-Backed Mortgage Loans</h2>Supporters <a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/himanshu__sriv/status/2037962620834365571?s=20">say</a> the model lets borrowers keep their exposure to assets like Bitcoin while getting cash, so they don't have to sell and pay capital gains taxes. Some supporters also believe that crypto-backed loans are faster and more flexible than traditional loans, a product that has a useful link between digital assets and real-world financing. However, critics like Schiff contend that the added leverage and complexity may outweigh the benefits, particularly in volatile market conditions.<h2 class="st-heading-2">How Stocktwits Users Are Reacting?</h2>Coinbase stock was trading down by 0.2% in after hours trading. On Stocktwits, retail sentiment regarding COIN improved to ‘neutral’ from the ‘bearish’ zone, while chatter remained at ‘high’ levels over the past day.However, significant bearish positioning in the options market was noted by some users, who highlighted $161 as a crucial support and pointed to significant put activity around the $47.78 million level, indicating downside risk if that level breaks.&nbsp;<stembedurl>https://www.stocktwits.com/OnlyFibs/message/648862119</stembedurl><stembedurl>https://www.stocktwits.com/BoilingPoint/message/648845228</stembedurl>Others, on the other hand, continued to be optimistic, pointing to recent events and stating their belief that Coinbase and the larger cryptocurrency market could experience significant growth. Some even predicted that prices would soon double. Read also: <a href="https://stocktwits.com/news-articles/markets/cryptocurrency/kalshi-faces-legal-heat-as-attorney-general-says-prediction-markets-break-washington-gambling-laws/cZ3CS0SRIZc">Kalshi Faces Legal Heat As Attorney General Says Prediction Markets Break Washington's Gambling Laws</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

Peter Schiff speaks onstage during 'How a “Digital Gold” System Should Really Work' at The Queen Elizabeth II Conference Centre on June 02, 2023 in London, England. (Photo by Eamonn M. McCormack/Getty Images for London Blockchain Conference )

Peter Schiff Slams Bitcoin-Backed Mortgages As Coinbase, Better Roll Out New Product

Supporters argue crypto-backed mortgages allow borrowers to access liquidity while retaining Bitcoin exposure and avoiding capital gains taxes.

Fannie Mae (FNMA) is reportedly teaming up with Coinbase (COIN) and Better Home &amp; Finance (BETR) to launch a new product that will allow homeowners to use their crypto holdings as collateral to secure a Fannie-backed home loan.<a href="https://stocktwits.com/symbol/BETR/">BETR’s stock</a> jumped as much as 5.6% in pre-market trade despite weakness in the broader market. Retail sentiment on Stocktwits, around the lender, remained in ‘bearish’ territory over the past day. Chatter rose to ‘low’ from ‘extremely low’ levels.&nbsp;According to a&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://www.wsj.com/real-estate/fannie-mae-to-accept-crypto-backed-mortgages-for-the-first-time-bfa502c7">report</a> by The Wall Street Journal, homeowners can pledge either Bitcoin (BTC) or stablecoin USDC (USDC) in order to get a mortgage, but the overall cost may be higher than taking the traditional route.<h2 class="st-heading-2">How To Get A Crypto-Backed Home Loan?</h2>The report said a person looking to purchase a house would first have to get a 15 or 30-year Fannie Mae-backed mortgage from Better. Instead of using cash for down payments, they can now take out a separate loan in USDC or Bitcoin. It added that the combined interest rate on both loans would like increase the overall cost of homeownership by around 1.5 percentage points as compared to a normal mortgage.Homeowners will reportedly not be able to trade the cryptocurrency assets they have pledged either, which would be detrimental if the price of Bitcoin were to rise but beneficial if it tumbled.&nbsp;<a href="https://stocktwits.com/symbol/FNMA/">FNMA’s stock</a> edged 0.3% higher in pre-market trade despite weakness in the broader market. Retail sentiment around the stock dipped to ‘neutral’ from ‘bullish’ territory over the past day, accompanied by chatter at ‘high’ levels. Meanwhile,&nbsp;<a href="https://stocktwits.com/symbol/COIN">shares of Coinbase</a> fell 2.25% in early morning trade.Get updates to this developing story directly on Stocktwits.Read also:&nbsp;<a href="https://stocktwits.com/news-articles/markets/cryptocurrency/nvidia-hit-with-certified-class-action-1-billion-crypto-revenue-cover-up/cZ3ruhORIjs">Nvidia, CEO Jensen Huang Face Certified Class Action Lawsuit Over Alleged $1B Crypto Revenue Misstatements</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

The Federal National Mortgage Association, commonly known as Fannie Mae, office building is seen at dusk on June 7, 2025, in Reston, VA. (Photo by J. David Ake/Getty Images)

Fannie Mae Is Reportedly Exploring Crypto-Backed Home Loans With Coinbase, Better Home

Instead of using cash to make the down payment on a mortgage, home buyers can get a separate loan that uses Bitcoin or the stablecoin USDC as collateral.

BETR Stock Jumps Pre-Market After Fannie Mae Reportedly Teams Up With Coinbase For Crypto-Backed Home Loans

Cryptocurrency

Instead of using cash to make the down payment on a mortgage, home buyers can get a separate loan that uses Bitcoin or the stablecoin USDC as collateral.


Why "Golden Handcuffs" are a Gift to Homebuilders in 2026

As high mortgage rates keep existing homes off the market, a perfect storm of restricted supply and federal incentives is positioning homebuilders for an unlikely breakout year in 2026. 

Fannie Mae (FNMA) Lags Q4 Earnings and Revenue Estimates

Fannie Mae (FNMA) delivered earnings and revenue surprises of -11.77% and -0.05%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

<ul class="summary-bullets"><li>The hedge fund manager said if the two enterprises launch an IPO in the fourth quarter of 2026, they would collectively have to raise about $30 billion to meet the 2.5% capital ratio requirement for GSEs.</li><li>He termed this a “highly achievable outcome,” noting that he estimates each company's value at about $34 per share when they launch an IPO in 2026.</li><li>Fannie Mae and Freddie Mac were placed into conservatorship in 2008 after mounting losses from the subprime mortgage crisis eroded their capital and threatened their solvency, prompting the U.S. government to step in to stabilize the housing finance system.</li></ul>Billionaire hedge fund manager Bill Ackman on Wednesday said that his $300 billion plan to remove Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corp.) from conservatorship remains his best idea for 2026.“This was a good one,” Ackman said in a&nbsp;<a class="st-link-external" target="_blank" rel="noopener noreferrer nofollow" href="https://x.com/BillAckman/status/2006134656203178145">post</a> on X, recalling his idea from a year ago.<figure class="image"><img style="aspect-ratio:730/387;" src="https://news.stocktwits-cdn.com/Ackman_post_jpg_aa22d7b0a8.webp" alt="Bill Ackman's post on X" width="730" height="387"><figcaption>Bill Ackman's post on X | @BillAckman/X</figcaption></figure>Ackman had earlier said that the emergence of Fannie Mae and Freddie Mac from conservatorship would generate “more than $300 billion” in additional profit to the Federal government, on top of the $301 billion cash distributions made to the U.S. Treasury.“Trump likes big deals and this would be the biggest deal in history. I am confident he will get it done,” Ackman added.Retail sentiment regarding&nbsp;<a href="https://stocktwits.com/symbol/FNMA">Fannie Mae</a> trended in the ‘bearish’ territory on Stocktwits, while users were ‘neutral’ about&nbsp;<a href="https://stocktwits.com/symbol/FMCKJ">Freddie Mac</a>.<h2 class="st-heading-2">Ackman’s Proposal</h2>The hedge fund manager said that, assuming the two government-sponsored enterprises (GSEs) launch an initial public offering (IPO) in the fourth quarter (Q4) of 2026, they would collectively need to raise about $30 billion to meet the GSEs' 2.5% capital ratio requirement.He termed this a “highly achievable outcome,” noting that he estimates each company's value at about $34 per share when they launch an IPO in 2026.“We calculate a profit to the gov’t of ~$300 billion assuming full exercise of its warrants and a sell down of common stock in both companies over the five years following the IPOs,” he added.<h2 class="st-heading-2">Fannie Mae, Freddie Mac Conservatorship</h2>Fannie Mae and Freddie Mac were placed into conservatorship in 2008 after mounting losses from the subprime mortgage crisis eroded their capital and threatened their solvency, prompting the U.S. government to step in to stabilize the housing finance system.Following this, the Federal Housing Finance Agency placed the two firms under conservatorship. In this arrangement, each enterprise’s management worked under the FHFA’s direction to reduce losses and develop a strategy to return to self-management.In August, The Wall Street Journal reported that the Trump administration is planning to sell stock in the two companies this year, with the combined value of the two firms at nearly $500 billion.Also See:&nbsp;<a href="https://stocktwits.com/news-articles/markets/equity/why-is-inbs-stock-rising-today/cL7BB78REzv">Why Is INBS Stock Rising Today?</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

Bill Ackman speaks at a Pershing Square Foundation event on June 17, 2024 in New York City. (Photo by Jared Siskin/Patrick McMullan via Getty Images)

Bill Ackman Says His $300 Billion Fannie Mae, Freddie Mac Plan Remains The Best Idea For 2026

Ackman had earlier said that the emergence of Fannie Mae and Freddie Mac from conservatorship would generate “more than $300 billion” in additional profit to the Federal government.

A sign for Freddie Mac is seen at their corporate headquarters campus on October 09, 2024 in Tysons Corner, Virginia. 

 Meet Kenny Smith: The New CEO Leading Freddie Mac Toward A High-Stakes IPO

Freddie Mac and Fannie Mae have been in the spotlight throughout the year for several reasons, beginning with the departure of former CEO Diana Reid as William Pulte took charge of U.S. Federal Housing.

<ul class="summary-bullets"><li>Fannie Mae was established in 1938 to enhance mortgage lending in response to the Great Depression.</li><li>Freddie Mac was created in 1970 to broaden the secondary mortgage market and encourage competition.</li><li>They’re still controlled by the Federal Housing Finance Agency (FHFA), even as Washington debates what their future should look like.</li></ul>Fannie Mae and Freddie Mac are the two major government-sponsored enterprises (GSEs) that help keep the U.S. mortgage market running. They guarantee most of the country’s home loans and play a big part in making mortgages easier and cheaper to obtain.For decades, they operated as private, shareholder-owned companies under federal oversight. However, the situation changed during the 2008 financial crisis, when both were placed into government conservatorship. They’re still controlled by the Federal Housing Finance Agency (FHFA), even as Washington debates what their future should look like.Those discussions resurfaced recently after former President Donald Trump said he is giving “very serious consideration” to taking the companies public again.<h2 class="st-heading-2">How Do They Work?</h2>The core job of Fannie Mae and Freddie Mac is to buy mortgages from lenders such as banks, mortgage companies, and credit unions. They either keep those loans or bundle them into mortgage-backed securities (MBS) that investors can buy. When lenders sell mortgages to the GSEs, they get cash back, which they can use to make new loans.This recycling of capital helps keep mortgage funding flowing and supports the widespread availability of the 30-year fixed-rate mortgage, a product not commonly found in many other countries.<h2 class="st-heading-2">Key Differences Between Fannie Mae And Freddie Mac</h2>Though their missions are similar, the two were established at different times and with subtle market differences. Fannie Mae was created in 1938 to enhance mortgage lending during the Great Depression. Freddie Mac followed in 1970 to broaden the secondary market and increase competition.Historically, Fannie Mae has worked more with large commercial banks, while Freddie Mac has sourced more loans from smaller regional banks and credit unions. Fannie's portfolio tends to focus more on single-family homes, whereas Freddie has a more extended history of buying loans tied to multi-unit properties. Regardless of the difference, only loans that meet strict GSE standards, known as conforming loans, qualify for their guarantee.<h2 class="st-heading-2">What Is Implicit Guarantee?</h2>For years, investors assumed that if Fannie Mae or Freddie Mac ever ran into trouble, the U.S. government would step in. That unspoken belief, known as the “implicit guarantee,” proved true in 2008 when the Treasury provided about $190 billion to rescue both firms. They paid back those funds by 2014, but they remain under conservatorship, with strict oversight of their capital and dividends.How and when the GSEs might leave government control remain open questions. Trump’s recent comments about potentially taking them public again have pushed the issue back into the spotlight, raising fresh debate about how much risk the private market should bear and what role Washington should play in supporting the mortgage system.Also See: <a href="https://stocktwits.com/news-articles/markets/equity/what-is-purchasing-manager-s-index/cLIrUN7REZr">What Is Purchasing Manager’s Index?</a>For updates and corrections, email newsroom[at]stocktwits[dot]com.

An illustration photo shows the Fannie Mae and Freddie Mac LOGO displayed in a smart phone in Suqian City, Jiangsu Province, China on May 28, 2025. (Photo credit should read CFOTO/Future Publishing via Getty Images)

 What Are Freddie Mac And Fannie Mae? Why Are They Important?

Fannie Mae and Freddie Mac buy mortgages from lenders such as banks, mortgage companies, and credit unions.

Federal National Mortgage Association is a government-sponsored company, which engages in the provision of liquidity for purchases of homes and financing of multifamily rental housing and refinancing existing mortgages. It operates through the Single-Family and Multifamily segments. The Single-Family segment offers liquidity to the mortgage market and increases the availability and affordability of housing for single families. The Multifamily segment includes guaranty fees on mortgages and on multifamily mortgage loans. The company was founded in 1938 and is headquartered in Washington, DC.

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Federal National Mortgage Association

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