SCHD Schwab US Dividend Equity ETF

Why was the recent dividend hike from $SCHD so much lower than expected? SCHD experienced a substantial increase in inflows over the past few months. When new money enters after the fund has already received many of the dividends from its underlying holdings, more ETF shares may be outstanding when that accumulated income is distributed. In simple terms, the fund’s dividend income is being divided across a larger number of SCHD shares. That can temporarily suppress the distribution per share even if the underlying companies are still producing healthy dividend growth. This is also why investors should be careful about judging SCHD’s dividend growth from a single quarterly payment. ETF distributions can be affected by the timing of corporate dividends, portfolio rebalancing, fund flows and the number of shares outstanding. It’s also worth noting that we have seen this before. Through the first three quarters of 2016, SCHD’s cumulative dividends were actually lower than during the same period in 2015. However, a strong fourth-quarter distribution ultimately pushed SCHD’s full-year dividend growth to approximately 9.7%. That does not guarantee another large fourth-quarter payment this year. It does show why quarterly dividend growth can give investors an incomplete picture. The upcoming Q4 distribution will be far more important. Until then, SCHD’s 0.3% increase should be viewed in the context of unusually strong inflows and distribution timing, not automatically as evidence that the dividend growth of its underlying portfolio has collapsed.

$SCHD The best defense. Period. Resilience in tough times. The foundation holds the portfolio upright. And this has always done this for me.

$SCHD just remember folks, if you bought the top like me at 34.70 .... you will be thankful to own this etf once nasdaq goes thru a downfall. it will happen... maybe not tomorrow.. nor this winter.. but it will happen.. you could be making much more in tech now but can you stomach 20-30-50% drops within a matter of weeks/maybe months SCHD is always a buy and forget it etf. just stick it in a folder and look back at it in a couple of years.

$SCHD A little disappointed with the recent pullback. But receiving the dividends this morning surely feels good. 😊

$SCHD You can’t live on Tech alone. Everything has its glory moments in time but consumer staples and healthcare is the core for us to live. Companies that pay a consistent dividend will be the best place to invest.

$SCHD finally this -boring machine- is showing signs of life when nasdaq hits a snag, you will be giddy to own SCHD

Quick mental model for income ETFs: • $SCHD — dividend-growth style (income may grow with earnings) • $JEPI / $JEPQ — covered-call style (higher current yield, capped upside) • $QQQI — covered-call on Nasdaq-100 names • $VOO — broad market; no covered-call overlay None is "better" in a vacuum — it depends whether you want cash flow now or total return later. Research tools only, not financial advice.

$SCHD Will just continue to average down every $1 or $2. I dont think itll go below $28 but who knows.

$SCHD If you're looking for yield AND looking to add more SCHD, why not sell puts? Sold some $32.50 puts expiring next Friday, got $15 per contract. If they get assigned, I've lowered my effective purchase price to $32.35, a level I'd be happy to buy more at. If they don't get assigned, I'm getting ~23% APY to wait.

$SCHD I am just going to leave this here. Do yourself a favor don’t look at this day to day. I would look at this quarterly. When you buy into this fund it’s LT investing. Period!! GL everyone, if you bought higher just try and buy little down here if you can.🙏

$SCHD added 4 for the kid. Monday he might get more, depending on his behavior over the weekend

$SCHD added 45 more so did the wife. Don’t talk about it be about it. Adding 14k this month to the position

$SCHD I know how impressed you'll be when you hear I added 5 shares today at 33.03. Just my 2nd buy here. Buying the dips is the long term plan.

$SCHD someone in an investing group on FB asked me why I’d invest in SCHD rather than QQQ when I’m more than 5 years from retirement. Well, I don’t believe in investing in any one thing - I’ve been buying $QQQ the last couple days on the way down. But everyone is smart when the tech stocks are a rocket ship. When they crumble to hell, which happens frequently, it’s good to have something rock steady to rely on.

$SCHD Simple, I need more and more shares. Feed me more. Have just 10 k shares!!!Long term gold. Personally better than bonds, despite it current yield.

$SCHD sold weekly puts on $WDC and $RDDT this morning and immediately put the proceeds into more shares of $SCHD. Fantastic synthetic dividend engine while SCHD is down due to increased treasury rates.

$SCHD Once rates stablize, this will recover. I'm sitting tight and letting my covered calls expire in the meantime.

$SCHD I have some more fuel, but damn I think I might wait and see where this settles. Want the most bang for my buck.

Happy almost dividend day to those that celebrate.. $SCHD Dividend day for $NVDA on Oct 1st !! I think $JEPI $JEPQ payout day will be Oct 5th Lots of dividends checks for me !! Also QQQ SPY dividend coming later in October !!

$SCHD Already received my dividend this morning. Looking forward to buy more shares at this great discount.